KY real estate licensing guide
Kentucky
Kentucky does not issue a salesperson license.
Verified 2026-09-02
- First license
- Sales Associate
- Pre-license education
- 96 hours
- Exam
- PSI
- Published state fees
- $360
- Renewal
- Every 2 years
- Exam questions
- 130
The Kentucky Real Estate Commission is at 500 Mero Street 2NE09, Frankfort, KY 40601. Phone (502) 564-7760. Email [email protected]. The governing law is KRS Chapter 324 and 201 KAR Chapter 11. PSI delivers the exam under Candidate Information Bulletin 2312 (test-takers.psiexams.com/kyre; (855) 746-8176; updated 10/1/2023). KREC's Requirements page is the authoritative source for hours: 96 classroom hours or 6 academic credits for the sales associate; 336 classroom hours or 21 academic credits, including 48 hours / 3 credits in Brokerage Management, for the broker, plus 24 months averaging 20 hours per week. Tennessee's 60 hours and Indiana's 90 hours are neighboring-state requirements and do not replace Kentucky's 96.
PSI gives 80 national items in 150 minutes and 50 Kentucky items in 90 minutes for $100 per registration, and you need 75% on each portion. You must pass both portions within four months of the first pass, and apply within 60 days of passing both or the entire exam is voided. Start the FBI Criminal Background report before you schedule; sitting early voids your scores, and under the KAR the report is valid 90 days. KREC's Fee Schedule lists $130 active / $120 inactive for the original license, $60 for the broker upgrade, $130/$120 for renewal by March 31 of even years, $200 for late renewal, and $1,000 for late CE/CORE. 201 KAR 11:210 still prints $60 original + $60 recovery fund; this guide uses the Fee Schedule amounts.
PLE is 48 named hours (Commission Compliance 3, Agency 6, Contracts 6, Finance 3, Advertising 3, Disclosure 3, Fair Housing 3, Technology & Data Security 3, Risk Management 2, plus 16 elective) within two years of an active license issued after January 1, 2016. After that, you need 6 hours of CE each calendar year (3 in law) and the Kentucky Core Course once every four years, with no substitute. KREC's Reciprocal License page names Florida, Illinois, and Tennessee; the PSI bulletin still lists Ohio, Tennessee, West Virginia, or Florida, so confirm the current agreement with KREC. Kentucky's requirements are its own: the credential is sales associate, the state exam portion is 50 items, you have 60 days to apply, and Brokerage Management is 48 hours.
Licensing authority
Kentucky Real Estate Commission
KREC
Licenses Kentucky sales associates and brokers. The entry title is sales associate, not salesperson. According to KREC's Requirements page, you need 96 classroom hours or 6 academic credits, must start the FBI check before the exam, and must apply within 60 days of passing.
KRS Chapter 324 (324.046 initial licensure, 324.085 PLE/CE, 324.141 reciprocity, 324.287 fees, 324.395 E&O, 324.400 recovery fund); 201 KAR 11:170 (PLE curriculum), 201 KAR 11:210 (application, FBI 90 days, Core, CE). 500 Mero Street, 2NE09, Frankfort, KY 40601 (502) 564-7760
Official commission siteLicense types in Kentucky
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Kentucky Real Estate Sales Associate License
96 hours · PSI · $360 state fees
Kentucky does not call the first license a salesperson license.
Verified 2026-09-02
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Kentucky Real Estate Broker License
336 hours · PSI · $220 state fees
A Kentucky broker license requires 336 classroom hours from a Kentucky-approved private school, or 21 academic credit hours from an accredited college including at least 12 academic credits in real…
Verified 2026-09-02
Kentucky compared with neighboring states
If you live near a border or plan to work in more than one market, check the first-license requirements next door. A license from one state rarely replaces the other state's course or exam, so most people who work both sides hold two licenses.
| Jurisdiction | License title | Pre-license hours | Exam vendor | Exam questions | Exam fee | Published state fees | Renewal cycle | Min. age |
|---|---|---|---|---|---|---|---|---|
| Kentucky (this guide) | Sales Associate | 96 | PSI | 130 | $100 | $360 | 2 yr | 18 |
| Illinois | Broker | 75 | PSI | 140 | $58 | $308 | 2 yr | 18 |
| Indiana | Broker | 90 | Pearson VUE | 130 | $55 | $213.20 | 3 yr | 18 |
| Missouri | Salesperson | 72 | PSI | 140 | $52 | $192.50 | 2 yr | 18 |
| Ohio | Salesperson | 100 | PSI | 120 | $66 | $147 | 3 yr | 18 |
| Tennessee | Affiliate Broker | 90 | PSI | 120 | $63 | $245 | 2 yr | 18 |
| Virginia | Salesperson | 60 | PSI | 120 | $60 | $549 | 2 yr | 18 |
| West Virginia | Salesperson | 90 | Pearson VUE | 130 | $59 | $159 | 1 yr | 18 |
Hours are the pre-license total printed in each guide; states that count credits or named courses show “See guide.” Published state fees add the application, exam, initial-license, and fingerprint amounts the guide can cite — tuition is not included.
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Next steps
Budget
Verified state fees
Application, exam, and fingerprint fees we could confirm. School tuition is not estimated.
Mobility
Reciprocity, endorsement, recognition
Mutual recognition, endorsement, Act 41, and the states that waive nothing.
Testing
National vs state portions
Pearson VUE, PSI, DRE, and DOS — and what actually fails people.