KY real estate licensing guide
Kentucky
Kentucky does not issue a salesperson license. Entry is a sales associate after 96 Commission-approved classroom hours or 6 academic credits in real estate, an FBI Criminal Background report initiated before PSI, then PSI $100 at 75% independently scored — national 80 items (80 points) / 150 minutes, Kentucky 50 items (50 points) / 90 minutes, combo 130 / 240 minutes — then a $130 active / $120 inactive original cart on the live Fee Schedule and 60 days to apply or the entire exam is voided. Broker is 24 months averaging 20 hours/week, 336 classroom hours or 21 academic credits including 48-hour / 3-credit Brokerage Management (sales-associate prelicense does not count after March 1, 2022), Form 207 education review, PSI 75 items carrying 80 points / 150 minutes plus state 50 / 90 minutes at 75%, and a $60 upgrade. PLE for sales associates licensed after January 1, 2016 is 48 hours (32 named mandatory + 16 elective) within two years; then 6 hours CE (3 law) each calendar year and the Kentucky Core Course once every four years with no substitute. Live reciprocity is Florida, Illinois, and Tennessee; the PSI bulletin (10/1/2023) still lists Ohio, Tennessee, West Virginia, or Florida. Seller Disclosure of Property Condition, condominium seller certificates, and the Education, Research, and Recovery Fund are scored Kentucky items — this paper cannot be renamed to Tennessee's affiliate broker or Indiana's broker-entry 90.
Verified 2026-09-02
The Kentucky Real Estate Commission sits at 500 Mero Street 2NE09, Frankfort, KY 40601. Phone (502) 564-7760. Email PPC.KREC@ky.gov. Statute: KRS Chapter 324 and 201 KAR Chapter 11. PSI delivers the exam under Candidate Information Bulletin 2312 (test-takers.psiexams.com/kyre; (855) 746-8176; Updated 10/1/2023; fetched 2026-09-02). The live Requirements page fetched 2026-09-02 is the hour bible: 96 classroom hours or 6 academic credits for the sales associate; 336 classroom hours or 21 academic credits with 48 / 3 in Brokerage Management for the broker, plus 24 months averaging 20 hours per week. A Tennessee 60 and an Indiana 90 are neighbor comparisons, not that 96.
PSI seats 80 national items in 150 minutes and 50 Kentucky items in 90 minutes at $100 per registration, 75% on each portion. Both portions within four months of the first pass; apply within 60 days of passing both or the entire exam is voided. Initiate the FBI Criminal Background report before you schedule — sitting early voids scores; the KAR report life is 90 days. Live Fee Schedule: $130 active / $120 inactive original, $60 broker upgrade, $130/$120 even-year March 31 renewal, $200 late renewal, $1,000 CE/CORE late. 201 KAR 11:210 still prints $60 original + $60 recovery fund; this hub follows the live cart and notes the lag.
PLE is 48 named hours (Commission Compliance 3, Agency 6, Contracts 6, Finance 3, Advertising 3, Disclosure 3, Fair Housing 3, Technology & Data Security 3, Risk Management 2, plus 16 elective) within two years of an active license issued after January 1, 2016. Then 6 hours CE each calendar year (3 law) and the Kentucky Core Course once every four years — no substitute. Live Reciprocal License page names Florida, Illinois, and Tennessee; the PSI bulletin still lists Ohio, Tennessee, West Virginia, or Florida. Confirm the live agreement. This paper cannot be renamed to another state: the credential is sales associate, the state paper is 50 items, the apply fuse is 60 days, and Brokerage Management is 48 hours.
Licensing authority
Kentucky Real Estate Commission
KREC
Licenses Kentucky sales associates and brokers — the entry title is sales associate, not salesperson. Live Requirements page (fetched 2026-09-02): 96 classroom hours or 6 academic credits; FBI before the exam; apply within 60 days of passing. Live Candidate Testing: exam $100 to PSI; 48-hour broker management for broker candidates; scores voided if you sit before eligibility. Live Fee Schedule: original sales associate $130 active / $120 inactive; broker upgrade $60; renewal $130/$120; CE/CORE late $1,000; late renewal $200. Live Reciprocal License page names Florida, Illinois, and Tennessee; the PSI bulletin (Updated 10/1/2023) still lists Ohio, Tennessee, West Virginia, or Florida — this hub follows the live KREC page and notes the bulletin lag.
KRS Chapter 324 (324.046 initial licensure, 324.085 PLE/CE, 324.141 reciprocity, 324.287 fees, 324.395 E&O, 324.400 recovery fund); 201 KAR 11:170 (PLE curriculum), 201 KAR 11:210 (application, FBI 90 days, Core, CE); live KREC Requirements (static_id=201), Education (190), Candidate Testing (205), Reciprocal License (655), Fee Schedule (199), Renewals (662), PLE (213) fetched 2026-09-02. PSI CIB Updated 10/1/2023 at test-takers.psiexams.com/kyre / bulletin 2312, (855) 746-8176, fetched 2026-09-02. 500 Mero Street, 2NE09, Frankfort, KY 40601 (502) 564-7760
Official commission siteLicense types in Kentucky
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Kentucky Real Estate Sales Associate License
96 classroom hours or 6 academic credit hours in real estate · PSI Services LLC (test-takers.psiexams.com/kyre) after education and after the FBI request is in motion
Verified 2026-09-02
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Kentucky Real Estate Broker License
336 classroom hours or 21 academic credits including 48-hour brokerage management · PSI after education (and Form 207 (live KREC; PSI bulletin still prints #603) if used) and after the FBI request
Verified 2026-09-02
Next steps
Budget
Verified state fees
Application, exam, and fingerprint fees we could confirm. School tuition is not estimated.
Mobility
Reciprocity, endorsement, recognition
Mutual recognition, endorsement, Act 41, and the states that waive nothing.
Testing
National vs state portions
Pearson VUE, PSI, DRE, and DOS — and what actually fails people.