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RE License Guide

Illinois real estate licensing

Illinois Real Estate Broker License (entry-level) requirements

A practical, source-checked guide to qualifying, passing the exam, applying, and keeping this license active.

Gabriel Giner

By Gabriel Giner, Editor  ·  Verified  ·  RE License Guide Editorial Desk

Source checked 5 official references Next review 2026-12-01
Required education
75-hour broker pre-license (60 topics + 15 applied principles); confirm with IDFPR if a packet still mentions 90
Exam fee
$58
Published fees
See fee table
Typical timeline
Typically 2–4 months after starting the 75-hour course if PSI seats and sponsorship cooperate
01

What to know first

Illinois retired the salesperson license. Your first license is a real estate broker license issued by IDFPR under the Real Estate License Act of 2000, so do not look for a "salesperson application." The supervising license above it is managing broker, which is similar to a qualifying broker in Georgia or a broker-in-charge in North Carolina.

Pre-license education is the 75-hour broker curriculum the Division describes as 60 hours of topics plus 15 hours of applied real estate principles (interactive). A separate IDFPR "Requirements for License by Examination" packet has referred to 90 hours and to AMP as the vendor. Because the two sources differ, confirm the current total with the Division or an IDFPR-approved school that reports completion electronically to PSI before you pay tuition. The PSI Illinois candidate bulletin (the current exam bulletin) describes the 165-hour managing-broker stack as including that 75-hour broker pre-license, which strongly indicates that 75 hours is the current pre-license requirement for new brokers.

The exam is PSI, not Pearson VUE and not DRE. The bulletin prices the broker examination at $58. The national portion is 100 items; the state portion is 40; a scaled score of 75 is required on each. Time is 3.5 hours in commonly cited PSI materials. Candidates get four attempts; after the fourth failure you retake the 75-hour education and the entire exam. You still need a sponsoring managing broker to practice; even though the title is broker, you work under sponsorship. First renewal is 45 hours of post-license education (three 15-hour courses with exams), which IDFPR's 2026 broker CE fact sheet still treats as the first-cycle obligation, including sexual-harassment-prevention training inside that curriculum. Later even-year renewals are 12 hours of CE (6 core / 6 elective on the 2026 sheet). Florida will mutually recognize an Illinois license for nonresidents who pass the 40-question Florida law exam; Illinois itself now wants endorsement ($150) rather than the old reciprocal list.

02

Your path to the license

Follow these steps in order. Deadlines and affiliation requirements can make a passed exam unusable if they are missed.

  1. Confirm the current pre-license hour total with IDFPR or an approved school

    Plan on 75 hours (60+15) unless the Division tells you otherwise in writing.

  2. Register with PSI so the school can report completion

    Then sit PSI: 100 national + 40 state, scaled 75, $58.

  3. Fingerprints through an IDFPR vendor; keep the TCN

    Within 60 days of the application.

  4. Apply on the IDFPR portal with sponsoring managing broker

    By-examination fee cited in 68 Ill. Adm. Code 1450.130 as $125; endorsement is $150. Pay the amount shown at checkout.

  5. Complete 45-hour post-license by first renewal

    Then 12-hour CE in later even-year cycles per the current fact sheet.

How long the 75-hour course takes

Coursework is usually the longest step you control. Weeks below are classroom or online hours only; add application processing, fingerprint clearance, and exam scheduling from the roadmap above.

Part-time
8 weeksabout 10 hrs/week
Steady
4 weeksabout 20 hrs/week
Full-time
2 weeksabout 40 hrs/week

Overall estimate from our source review: Typically 2–4 months after starting the 75-hour course if PSI seats and sponsorship cooperate

03

Education and eligibility

Minimum age
18 years old
Identification
A Social Security number is required. An ITIN is accepted.
Residency and identification
Illinois residency is not required. Out-of-state applicants as of January 1, 2026 use licensure by endorsement, not the retired reciprocal list.
Qualifying education
Must be taken through an IDFPR-approved provider. The 15-hour applied-principles block is interactive. The school reports completion to PSI. A course final (commonly 75 percent) is separate from the PSI license exam.
Education or filing deadline
PSI and IDFPR publish attempt and validity windows in the candidate bulletin (commonly four attempts; passed exams have a limited application window). Check the current bulletin so your passing score does not expire before you apply.
After licensing
45 hours of broker post-license education by first renewal (IDFPR 2026 CE fact sheet), including sexual-harassment-prevention training inside that curriculum. Subsequent broker renewals: 12 hours CE.
Character review
IDFPR character and fitness review, including fingerprint-based ISP and FBI checks.
Background process
Live-scan fingerprints through an IDFPR-licensed vendor within 60 days of application. Online applicants enter the 16-digit Transaction Control Number from the receipt. Out-of-state applicants use a card-scan vendor from IDFPR's list.
Experience
No licensed experience is required for the entry broker license. A sponsoring managing broker is required to practice. Older packets list a default minimum age of 21, with a waiver path for some 18-year-olds; confirm the current age rule on the application you file.
Broker affiliation
A managing broker must sponsor the entry-level broker for active practice. The license title is broker; it is not authority to open an office or sponsor others.

Documents to prepare

  • IDFPR-approved 75-hour completion reported to PSI
  • Fingerprint TCN
  • Sponsoring managing broker information on the application
04

The licensing exam

PSI's Illinois broker exam: national portion (100 multiple-choice items) and Illinois state portion (40 items). Scaled passing score 75 on each portion. State items sample the Real Estate License Act of 2000, IDFPR rules, sponsoring-managing-broker relationships, escrow, and Illinois disclosure practice. It is not a Florida-style law-only exam or a California DRE unified exam. Pretest items may be embedded and are not identified.

PSI (IDFPR testing vendor; older packets say AMP) · Fee: $58

Part Questions Minutes Pass
National 100 150 Scaled score of 75
Illinois state 40 90 Scaled score of 75

Four attempts in the PSI bulletin. After the fourth failure, retake the 75-hour pre-license education and the entire exam. Fee $58 per bulletin.

What to study

  • PSI Illinois Real Estate Candidate Bulletin

    PSI / IDFPR

    Exam fees, attempts, and the 165-hour managing-broker education stack that includes the 75-hour broker pre-license.

  • 2026 Broker CE fact sheet

    IDFPR

    Post-license versus 12-hour CE by original issue date.

05

Application costs

These are commission or testing-vendor amounts we can cite. School tuition and optional preparation products are private-market prices.

Fee Amount
Application$125
Examination$58
Initial license$125

68 Ill. Adm. Code 1450.130 has listed $125 for broker by examination. Endorsement applications list $150. PSI exam $58 in the current bulletin. Fingerprints vendor-priced. Confirm the renewal fee on your IDFPR invoice; a verified renewal amount is not listed here.

Published state fees

$308

Application, exam, initial-license, and fingerprint amounts cited above. Excludes school tuition, association dues, and MLS fees.

Estimate your full cost →
Commission

Illinois Department of Financial and Professional Regulation, Division of Real Estate

Real Estate License Act of 2000, 225 ILCS 454; 68 Ill. Adm. Code Part 1450

Pre-licensing

75-hour broker pre-license (60 topics + 15 applied principles); confirm with IDFPR if a packet still mentions 90

Must be taken through an IDFPR-approved provider. The 15-hour applied-principles block is interactive. The school reports completion to PSI. A course final (commonly 75 percent) is separate from the PSI license exam.

PSI and IDFPR publish attempt and validity windows in the candidate bulletin (commonly four attempts; passed exams have a limited application window). Check the current bulletin so your passing score does not expire before you apply.

Post-license education

45 hours of broker post-license education by first renewal (IDFPR 2026 CE fact sheet), including sexual-harassment-prevention training inside that curriculum. Subsequent broker renewals: 12 hours CE.

Sponsoring broker

A managing broker must sponsor the entry-level broker for active practice. The license title is broker; it is not authority to open an office or sponsor others.

Fingerprints

IDFPR-licensed live-scan vendor, ISP + FBI, within 60 days of application. Vendor-priced. Keep the TCN.

CE / renewal

First cycle: 45-hour post-license. Later broker cycles: 12 hours CE per the 2026 fact sheet (6 core / 6 elective including sexual-harassment-prevention training). Broker licenses renew in even years; managing brokers in odd years.

Recovery fund

Illinois maintains real-estate recovery provisions under the License Act. Check 225 ILCS 454 for current claim procedures rather than relying on a dollar figure from a prep book.

06

Mistakes that delay applicants

  • Applying as a salesperson

    There is no form. Schools that still advertise an Illinois salesperson license are using an outdated title.

  • Using a pre-2026 reciprocity list

    Endorsement replaced reciprocity on January 1, 2026. Florida mutual recognition lets Illinois licensees get a Florida license; it does not mean Illinois offers the same in return.

  • Skipping post-license because the title already says broker

    45 hours by first renewal is still required. The title does not waive first-cycle education.

07

Reciprocity and recognition

Partner / path Accepted exam Conditions
Florida Florida 40-question law exam (30 to pass), if an Illinois licensee uses FREC mutual recognition to get a Florida license Florida will consider an Illinois licensee under mutual recognition if the applicant is not a Florida resident. Illinois itself now uses endorsement ($150) for inbound out-of-state brokers rather than a reciprocal list. The two arrangements are not reciprocal.

As of January 1, 2026, inbound out-of-state brokers and managing brokers apply by endorsement. Endorsement fees IDFPR publishes: $150 broker, $175 managing broker. Do not use a pre-2026 "Illinois reciprocity states" chart.

08

Renewal and staying active

First cycle: 45-hour post-license. Later broker cycles: 12 hours CE per the 2026 fact sheet (6 core / 6 elective including sexual-harassment-prevention training). Broker licenses renew in even years; managing brokers in odd years.

Applicant checklist

  • Enroll in an IDFPR-approved 75-hour broker course that reports to PSI
  • Create the PSI account before the school finishes reporting
  • Pass national and state at scaled 75
  • Live-scan and save the TCN
  • Apply with a sponsoring managing broker
  • Start the 45-hour post-license immediately
09

How Illinois is different

Among the states compared here, only Illinois and North Carolina do not use the salesperson title, and North Carolina still calls new licensees "provisional brokers." The others (California, Texas (sales agent), Florida (sales associate), New York, Georgia, Pennsylvania) all have an entry license that cannot run an office. In Illinois, you are called a broker from day one but still cannot operate without a managing broker. Illinois's 75 hours of education is closer to Georgia, Pennsylvania, and North Carolina than to Florida's 63 or Texas's 180. For reciprocity, Florida lists Illinois for mutual recognition, but Illinois no longer lists Florida under the old reciprocity system; endorsement is the path as of 2026.

Illinois vs neighboring states

Illinois Real Estate Broker License (entry-level) compared with nearby states
Jurisdiction License title Pre-license hours Exam vendor Exam questions Exam fee Published state fees Renewal cycle Min. age
Illinois (this guide) Broker 75 PSI 140 $58 $308 2 yr 18
Indiana Broker 90 Pearson VUE 130 $55 $213.20 3 yr 18
Iowa Salesperson 96 PSI 120 $95 $396 3 yr 18
Kentucky Sales Associate 96 PSI 130 $100 $360 2 yr 18
Missouri Salesperson 72 PSI 140 $52 $192.50 2 yr 18
Wisconsin Salesperson 72 Pearson VUE 140 $65 $185 2 yr 18
Texas Sales Agent 180 Pearson VUE 135 $43 $286 2 yr 18
Florida Sales Associate 63 Pearson VUE 100 $36.75 $99.50 2 yr 18

Hours are the pre-license total printed in each guide; states that count credits or named courses show “See guide.” Published state fees add the application, exam, initial-license, and fingerprint amounts the guide can cite — tuition is not included.

10

Frequently asked questions

Does Illinois issue a salesperson license?
No. Broker is the entry license. Managing broker is the supervising license. This guide covers the entry license; the managing broker license has its own guide.
Is it 75 hours or 90?
The statute-based IDFPR curriculum and the PSI bulletin's 165-hour managing-broker stack use 75 hours for broker pre-license. An older examination-instruction packet says 90. Confirm with the Division before you enroll.
  • Salesperson vs Broker vs REALTOR

    The wall license is a state product. REALTOR® is a membership mark. Illinois and North Carolina do not even issue a salesperson title.

Primary Sources

Regulatory requirements on this page are drawn from the official board, statute, and exam-provider materials listed below.

  1. IDFPR — Real Estate Brokerage
  2. 225 ILCS 454 — Real Estate License Act of 2000
  3. IDFPR — 2026 Broker CE / post-license fact sheet
  4. PSI Illinois real estate candidate bulletin
  5. IDFPR endorsement application (fees)

Verified 2026-09-02  ·  Next scheduled review 2026-12-01

Update history

  1. Rewrote the guide text for readability and added state comparison tables. No requirements, fees, or deadlines changed.
  2. Requirements, fees, and deadlines checked against the primary sources cited on this page.

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