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RE License Guide

South Dakota real estate licensing

South Dakota Real Estate Broker Associate License requirements

A practical, source-checked guide to qualifying, passing the exam, applying, and keeping this license active.

Gabriel Giner

By Gabriel Giner, Editor  ·  Verified  ·  RE License Guide Editorial Desk

Source checked 8 official references Next review 2026-12-01
Required education
116 hours
Exam fee
$98
Published fees
$366
Typical timeline
116-hour course plus PSI plus a 60-day filing fuse
01

What to know first

South Dakota does not issue an original salesperson license. The South Dakota Real Estate Commission's own PSI bulletin is titled Real Estate Broker Associate Examination, SDCL 36-21A-30.1 requires one hundred sixteen class hours in a commission-approved course of study, and the live license-types table at dlr.sd.gov lists Broker Associate — not salesperson — as the no-experience entry credential. Searching that site for a salesperson prelicense form is wasted time unless you already hold an active out-of-state license: the fee table prints "Application Fee — Salesperson (reciprocal only)" at $225, which is not an original South Dakota salesperson credential. North Dakota still issues salesperson after 90 hours. Nebraska still issues salesperson after 96. Minnesota still issues salesperson. Wyoming still issues salesperson after Salesperson I, II, and Wyoming Law. South Dakota starts everyone who is not already licensed elsewhere as a broker associate.

PSI (test-takers.psiexams.com/sdre, (855) 557-0623) is the vendor. The Candidate Information Bulletin dated 10/1/2023 — still the document hosted for the South Dakota program — prices Broker State or National at $98 and the combo at $98, and publishes the outline: Broker National 90 items (100 points, because some items score up to two) at 75 percent in 150 minutes, and State 52 items (52 points) at 75 percent in 120 minutes. State outline buckets: Duties and Powers of the Commission (4), Licensing Requirements (6), Statutory Requirements Governing the Activities of Licensees (42). Experimental items 5–10, unscored, count against time. The Commission's own fee table also prints "Examination Fee for Broker or Broker Associate (payable to testing company) $294 total ($98 each portion. 3 portions.)." The 10/1/2023 bulletin describes two portions and a $98 combo; the Commission's live table describes three. Pay the PSI catalog you actually book. The numbered bulletin requirement is to pass both the Broker State and National portions.

You must be 18, competent to transact so as to safeguard the public, and a U.S. citizen or a South Dakota resident (PSI bulletin; SDCL 36-21A). Currently licensed in another state: the bulletin waives proof of the 116 hours. File the Commission application within 60 days of written notice that you passed or the registration and all rights deriving from a passing score are canceled (SDCL 36-21A-36.1; application cover letter). Application fee is $225 (associate broker line on the fee table). Fingerprints are DCI and FBI — the resident broker-associate application instructs a separate check for $43.25 payable to DCI with the cards, or Livescan after the office has the application. Active licensees carry errors-and-omissions insurance (SDCL 36-21A-119 to -122): group policy the Commission bids, or independent coverage that meets Commission minimums, with a certificate of coverage filed annually if you opt out of the group. New broker associates complete 60 class hours of postlicense education by the second active renewal deadline — 30 hours in the initial active licensing period and 30 in the second — which count toward the 24-hour CE requirement (SDCL 36-21A-30.2). Renewal of a broker-associate license is $125 every two years, due November 30, with at least 24 hours of CE including 12 hours in required subject areas.

02

Your path to the license

Follow these steps in order. Deadlines and affiliation requirements can make a passed exam unusable if they are missed.

  1. 116-hour Commission-approved broker-associate course

    SDCL 36-21A-30.1. Not a 90-hour North Dakota salesperson certificate. Waived if currently licensed in another state.

  2. PSI $98 — National 90/100pts at 75% (150 min) and State 52 at 75% (120 min)

    Combo is still $98 on the 10/1/2023 bulletin. Commission fee table also prints $294 / three portions — pay the live PSI catalog.

  3. File within 60 days: $225, DCI/FBI $43.25, E&O, responsible-broker hang

    SDCL 36-21A-36.1: miss 60 days from written passing notice and the score is canceled. Separate check to DCI; do not mix it with the $225.

  4. Complete 30 + 30 postlicense hours by the second active renewal

    SDCL 36-21A-30.2 / Commission CE page. Those 60 hours count toward the 24-hour CE requirement. Going inactive during a postlicense period does not waive it — you complete that period's 30 hours to reactivate.

  5. Renew by November 30: $125 / two years, 24 hours CE (12 required subjects)

    Late fee $20 per month after the deadline. After July 1 following the renewal year, an incomplete file means re-application with prelicense and exams. Keep E&O current to stay active.

03

Education and eligibility

Minimum age
18 years old
Identification
A Social Security number is required. An ITIN is not confirmed as a substitute.
Residency and identification
U.S. citizen or resident of South Dakota (PSI bulletin; license-types page). Currently licensed in another state: proof of the 116 hours is not required. SDCL 36-21A-43: an applicant who holds an active license in another state and who passed that state's exam may obtain a similar level of licensure in South Dakota by passing the South Dakota state portion. Reciprocal salesperson is a separate $225 form, not an original South Dakota salesperson license. Nonresident licensees whose home state offers the same privileges need not maintain a South Dakota place of business (SDCL 36-21A-54).
Qualifying education
SDCL 36-21A-30.1: one hundred sixteen class hours of education in a course of study approved by the Commission, given by Commission-approved instructors or in an approved independent-study or distance-education course. The license-types table restates "116-Hour Prelicensing Course" for broker associate (and for auctioneer and as the base for responsible broker). This is not a 90-hour North Dakota salesperson package and not Wyoming Salesperson I+II+Law. Currently licensed in another state: the PSI bulletin waives proof of education. Approved providers package the 116 as a single Broker Associate Pre-Licensing Course.
Education or filing deadline
File the license application within 60 days of written notice of passing (SDCL 36-21A-36.1) or the score is canceled. Separately, new broker associates complete 60 postlicense class hours by the second active renewal deadline (30 + 30) under § 36-21A-30.2.
Character review
Competent to transact so as to safeguard the public. The Commission may deny for NSF checks within the calendar year (or an NSF application check), felony or moral-turpitude misdemeanor, sister-agency discipline (real estate, appraisal, mortgage, auctioneer, insurance, securities, law, commodities), failed prelicense school exam, unmet education, deliberate misstatements or omissions, or a current unpaid judgment (PSI bulletin; SDCL 36-21A-33). Disclose.
Background process
State and federal criminal background check through the Division of Criminal Investigation and the FBI (SDCL). Request DCI and FBI cards from the Commission, sign the DCI card, return with a separate $43.25 check payable to DCI, or complete electronic Livescan after the office has received the application. Failure to submit or cooperate is grounds for denial. The applicant pays fingerprinting and investigation costs.
Experience
No licensed experience for original broker associate. Responsible broker is a different filing: two years active as a salesperson or broker associate (or combination) plus a 24-hour Responsible Broker course (SDCL 36-21A-31). Hang under a responsible broker to activate (SDCL 36-21A-44).
Broker affiliation
A responsible broker must accept responsibility on the application to activate (SDCL 36-21A-44). Inactive issuance is possible; active practice requires that hang plus current E&O. Change of association is $15 per license on the fee table. A broker associate may not be the responsible broker of a firm — that is the upgrade file.

Documents to prepare

  • 116-hour certificate (waived if currently licensed in another state)
  • PSI National 90/100pts at 75% and State 52 at 75%
  • Application within 60 days of written passing notice ($225)
  • DCI/FBI prints ($43.25 to DCI with the cards, or Livescan)
  • E&O certificate for active issuance
  • Responsible-broker acceptance to activate
04

The licensing exam

PSI South Dakota Real Estate Broker Associate Examination (bulletin 10/1/2023, test-takers.psiexams.com/sdre). Broker National: 90 items / 100 points / 75% / 150 minutes (some items score up to two points). Broker State: 52 items / 52 points / 75% / 120 minutes. Combo $98; state-only $98; national-only $98. Experimental items 5–10, unscored, count against time. Fail one portion, retake only that portion; fee remains $98. Fee forfeited if you do not test within one year of PSI receiving it. National broker outline weights: Property Ownership 10%, Land Use 5%, Valuation 8%, Financing 9% (broker national), Contracts 19%, Agency 13%, Disclosures 7%, Property Management 5%, Transfer of Title 6%, Practice 12%, Calculations 6%, plus broker-only supervision items. State outline: Commission 4, licensing 6, licensee activities 42. Commission's live fee table also lists $294 / three portions — pay the PSI catalog you book. File the license application within 60 days of written passing notice (SDCL 36-21A-36.1). Centers include the bulletin's South Dakota list (Madison, Rapid City, Sioux Falls on commonly published maps).

PSI Services (test-takers.psiexams.com/sdre). Bulletin 10/1/2023: $98 combo, $98 per portion. Phone (855) 557-0623. · Fee: $98

Part Questions Minutes Pass
Broker Associate National 90 150 90 items / 100 points (some items score up to 2); 75%; 150 minutes; $98, or $98 combo
Broker Associate State 52 120 52 items / 52 points; 75%; 120 minutes; $98, or $98 combo. Outline: Commission 4, licensing 6, licensee activities 42.

Retake only the failed portion. Fee remains $98 whether one portion or combo. Must test within one year of PSI receiving the fee. File the Commission application within 60 days of written passing notice or the score is void (SDCL 36-21A-36.1). The Commission fee table also lists $294 / three portions; the 10/1/2023 bulletin lists two. Pay the live PSI catalog. Cancel per PSI rules or forfeit.

What to study

  • PSI South Dakota Broker Associate bulletin (10/1/2023)

    PSI / SDREC

    National 90/100pts, State 52, 75%, $98. 116 hours. 60-day file. Grounds for denial.

  • SDCL 36-21A and ARSD 20:69

    SDREC / South Dakota Legislature

    116 hours, 60-day fuse, E&O, 60-hour postlicense, 24-hour responsible-broker upgrade. License law book PDF on dlr.sd.gov.

  • SDREC required CE subject list

    SDREC

    The 12 required hours: contracts, license law, fair housing, ethics, environmental, antitrust, ADA, brokerage services, property management.

05

Application costs

These are commission or testing-vendor amounts we can cite. School tuition and optional preparation products are private-market prices.

Fee Amount
Application$225
Examination$98
Initial license$225
Renewal (every 2 years)$125
Fingerprints / background check$43.25

PSI bulletin 10/1/2023: $98 combo or per portion. Commission fee table: $294 total ($98 × 3 portions) for broker or broker associate — pay the catalog you book. Application / associate broker $225. DCI $43.25 with the cards. Renewal broker associate $125 every two years. Change of association $15. Additional license $30. Certificate of licensure $15. Late renewal $20 per month. Reciprocal salesperson (not original) $225.

Commission

South Dakota Real Estate Commission (Department of Labor and Regulation)

(605) 773-3600

SDCL chapter 36-21A (especially 36-21A-30.1 116-hour broker associate; 36-21A-30.2 60-hour postlicense; 36-21A-31 responsible broker 2 years + 24 hours; 36-21A-36.1 60-day filing; 36-21A-43 exam reciprocity; 36-21A-119 to -122 E&O); ARSD 20:69

Pre-licensing

116 hours

SDCL 36-21A-30.1: one hundred sixteen class hours of education in a course of study approved by the Commission, given by Commission-approved instructors or in an approved independent-study or distance-education course. The license-types table restates "116-Hour Prelicensing Course" for broker associate (and for auctioneer and as the base for responsible broker). This is not a 90-hour North Dakota salesperson package and not Wyoming Salesperson I+II+Law. Currently licensed in another state: the PSI bulletin waives proof of education. Approved providers package the 116 as a single Broker Associate Pre-Licensing Course.

File the license application within 60 days of written notice of passing (SDCL 36-21A-36.1) or the score is canceled. Separately, new broker associates complete 60 postlicense class hours by the second active renewal deadline (30 + 30) under § 36-21A-30.2.

Sponsoring broker

A responsible broker must accept responsibility on the application to activate (SDCL 36-21A-44). Inactive issuance is possible; active practice requires that hang plus current E&O. Change of association is $15 per license on the fee table. A broker associate may not be the responsible broker of a firm — that is the upgrade file.

Fingerprints

DCI and FBI fingerprint-based check. Request cards from the Commission, sign the DCI card, return with a separate $43.25 check payable to DCI (resident broker-associate application), or complete Livescan after the office has the application. Do not skip the DCI check because you already printed for North Dakota or Minnesota. Failure to cooperate is grounds for denial.

CE / renewal

Broker-associate renewal $125 every two years, due November 30. Active brokers and broker associates complete at least 24 hours of CE during the preceding two license years, of which at least 12 must be in required subject areas: Real Estate Contracts, Real Estate License Law, Fair Housing, Ethics, Environmental Issues, Antitrust, The Americans with Disabilities Act, Brokerage Services, Property Management (Commission CE page). New broker associates: 60 postlicense hours, 30 in each of the first two active cycles, counting toward those 24 (SDCL 36-21A-30.2). Inactive licensees do not owe CE until activation, which then wants 24 hours in the preceding two years (and the relevant 30 postlicense hours if you went inactive mid-period). Nonresident brokers and salespersons who hold a South Dakota license are exempt from CE if they meet education requirements in the state of residence. Course providers, not licensees, report completion to SDREC.

$20 per month after the November 30 deadline (fee table). As of July 1 following the renewal year, an incomplete file means re-application with prelicense education and exams (renewal page).

Recovery fund

South Dakota has not printed a separately itemized original-license recovery-fund assessment on the live fee table. The instrument the statute actually requires is errors-and-omissions insurance (SDCL 36-21A-119 to -122): group policy the Commission bids, or independent coverage meeting Commission minimums, with a certificate of coverage filed annually if you opt out of the group. Licensees are notified of required terms at least 30 days before the biennial renewal date.

06

Mistakes that delay applicants

  • Shopping for a salesperson prelicense course

    Original South Dakota entry is broker associate after 116 hours. Reciprocal salesperson is a different $225 form for people already licensed elsewhere. A 90-hour North Dakota salesperson certificate is not this 116.

  • Treating the $98 combo as covering a third sitting the fee table mentions

    Bulletin 10/1/2023 lists two portions and a $98 combo. The Commission fee table lists $294 / three portions. Pay the live PSI catalog before you assume you are done. The numbered bulletin requirement is still both State and National.

  • Filing on day 61

    SDCL 36-21A-36.1: fail to file the application and proof of required education within 60 days of written passing notice and the registration and all rights from the passing score are canceled. The cover letter says the same thing.

  • One check that mixes $225 and $43.25 DCI

    Separate $43.25 payable to DCI with the fingerprint cards, or Livescan paid after the application is in. Mixing the checks is how the file comes back.

  • Activating without E&O, or skipping the 30+30 postlicense

    E&O is required for active brokers and broker associates. Missing the group certificate inactivates. Going inactive during Postlicense Period 1 or 2 does not waive those 30 hours — you complete them to reactivate. After that, 24 hours / 2 years with 12 in required subjects, due November 30.

  • Calling the 116-hour associate credential a responsible-broker license

    Responsible broker is two years active plus a 24-hour Responsible Broker course (SDCL 36-21A-31) and a separate $225 broker application. Firm license is another $100. A broker associate cannot be the responsible broker of a firm.

07

Reciprocity and recognition

Partner / path Accepted exam Conditions
No formal bilateral reciprocity is published for this credential.

Not a named-partner chart. Currently licensed in another state: bulletin waives proof of the 116 hours. SDCL 36-21A-43: pass the South Dakota state portion to obtain a similar level of licensure if you hold an active license and passed that state's exam. A separate "salesperson (reciprocal only)" $225 application exists on the fee table — that is not an original South Dakota salesperson license. Nonresident brokers whose home state offers the same privileges need not keep a South Dakota office (SDCL 36-21A-54); licensees from states that do not grant full reciprocity must meet whatever that state requires of South Dakota licensees. Still fingerprint, still carry E&O, still file within 60 days.

08

Renewal and staying active

Broker-associate renewal $125 every two years, due November 30. Active brokers and broker associates complete at least 24 hours of CE during the preceding two license years, of which at least 12 must be in required subject areas: Real Estate Contracts, Real Estate License Law, Fair Housing, Ethics, Environmental Issues, Antitrust, The Americans with Disabilities Act, Brokerage Services, Property Management (Commission CE page). New broker associates: 60 postlicense hours, 30 in each of the first two active cycles, counting toward those 24 (SDCL 36-21A-30.2). Inactive licensees do not owe CE until activation, which then wants 24 hours in the preceding two years (and the relevant 30 postlicense hours if you went inactive mid-period). Nonresident brokers and salespersons who hold a South Dakota license are exempt from CE if they meet education requirements in the state of residence. Course providers, not licensees, report completion to SDREC.

Late renewal: $20 per month after the November 30 deadline (fee table). As of July 1 following the renewal year, an incomplete file means re-application with prelicense education and exams (renewal page).

Active practice still requires current E&O. Education used to activate may not be reused to renew.

Applicant checklist

  • Age 18; U.S. citizen or South Dakota resident
  • 116 class hours (waived if currently licensed in another state)
  • PSI National 90/100pts at 75% and State 52 at 75% ($98)
  • Application within 60 days of written passing notice ($225)
  • DCI/FBI prints ($43.25 to DCI or Livescan)
  • E&O and responsible-broker hang to activate
  • 30 + 30 postlicense hours by the second active renewal
09

How South Dakota is different

North Dakota: still issues salesperson after 90 hours, PSI $134, National 100/70 and State 40/30, recovery fund $20, reciprocity only GA/IA/MN. Nebraska: salesperson, 96 hours. Minnesota: salesperson. Wyoming: still salesperson after named Salesperson I, II, and Wyoming Law. South Dakota: no original salesperson license, 116 class hours, broker-associate PSI at 75% on 90/52, 60-day file, $225 application, DCI/FBI prints, mandatory E&O, 60-hour postlicense split 30/30, 24-hour CE with 12 required, responsible-broker upgrade is two years plus a 24-hour course — not a second 116.

10

Frequently asked questions

Does South Dakota issue a salesperson license?
Not as an original credential. Entry is broker associate after 116 class hours (SDCL 36-21A-30.1). The fee table's salesperson line is reciprocal only, for people already licensed elsewhere. Responsible broker is the supervising upgrade, not the entry title.
Exam fee, items, and cut?
PSI bulletin 10/1/2023: $98 combo or per portion. National 90 items (100 points) 75% in 150 minutes. State 52 items 75% in 120 minutes. Commission fee table also lists $294 / three portions. Pay the live PSI catalog. File within 60 days of written passing notice.
How long after the exam to file?
Sixty days from written notice that you passed (SDCL 36-21A-36.1). After that the registration and all rights from the passing score are canceled. The application cover letter restates the same fuse.
Fingerprints?
DCI and FBI. $43.25 payable to DCI with the cards on the resident broker-associate application, or Livescan after the office has the application. Separate from the $225 application check.
Is E&O required?
Yes, for active practice (SDCL 36-21A-119 to -122). Group policy the Commission bids, or independent coverage meeting Commission minimums with an annual certificate of coverage. Inactive licensees are not in the CE system until they activate, but activation still wants current education and, for active status, E&O.
What CE and postlicense does a new broker associate owe?
60 postlicense class hours by the second active renewal deadline, 30 + 30 (SDCL 36-21A-30.2), which count toward CE. After that, 24 hours every two years with at least 12 in required subject areas (contracts, license law, fair housing, ethics, environmental issues, antitrust, ADA, brokerage services, property management). Renewals due November 30. $125.
Can I use a North Dakota or Minnesota salesperson license instead of the 116 hours?
If you currently hold an active license in another state, the PSI bulletin waives proof of the 116 hours. SDCL 36-21A-43 still has you pass the South Dakota state portion for a similar level of licensure. That similar level here is broker associate, not a South Dakota salesperson original. Reciprocal salesperson is a different $225 form.

Primary Sources

Regulatory requirements on this page are drawn from the official board, statute, and exam-provider materials listed below.

  1. South Dakota Real Estate Commission
  2. SDREC license types (broker associate 116 hours; responsible broker 116 + 24 + 2 years)
  3. SDREC fee table ($225 associate broker; $98 × portions; salesperson reciprocal only)
  4. PSI South Dakota Broker Associate bulletin (116 hours, $98, National 90 / State 52 at 75%, 60-day file)
  5. PSI SDRE bulletin PDF (10/1/2023)
  6. Applications for licensing (60-day cover letter; DCI prints)
  7. SDREC continuing and postlicensing education (24 hours / 60-hour postlicense)
  8. SDCL chapter 36-21A (license law book PDF)

Verified 2026-09-02  ·  Next scheduled review 2026-12-01