Minnesota real estate licensing
Minnesota Real Estate Salesperson License requirements
A practical, source-checked guide to qualifying, passing the exam, applying, and keeping this license active.
By Gabriel Giner, Editor · Verified · RE License Guide Editorial Desk
- Required education
- 90 hours (Course I 30 before exam; Courses II and III 30 each before the broker files)
- Exam fee
- $68
- Published fees
- $68
- Typical timeline
- Course I plus PSI seating plus Courses II+III plus broker PULSE filing
What to know first
Minnesota splits its 90 hours around the exam, and the exam vendor named in the Commerce guide (August 2025) is PSI, not Pearson VUE. Course I (30 hours) qualifies you to take the exam. Courses II and III (30 each) must be done before your broker can file your license on PULSE. If you take all 90 hours in one block and expect to test at a Pearson center, you have both the sequence and the vendor wrong. If you take the PSI exam before Course I posts, your score is invalid and you must retake it, even if you passed. You do not file the salesperson application yourself; the licensed broker you will work under submits it at pulseportal.com.
The PSI Minnesota Candidate Information Bulletin (updated 10/1/2023, at test-takers.psiexams.com/mnre) scores two portions: Salesperson General, 80 items / 80 points / 2.5 hours, and State, 50 items / 50 points / 1.5 hours, for a combined 130 items in 4 hours. You need 75 percent correct on each portion. The combo fee is $68; either portion alone is $45. Bring a valid Minnesota Course I certificate (or the 13-hour Wisconsin-to-Minnesota reciprocity course, an expired Minnesota salesperson license, or a resident-state certification ≤90 days old) to every attempt. Out-of-state licensees take the state portion only. You must apply for the license within one year of passing or retake the exam.
According to the August 2025 Commerce Real Estate Licensing Guide and the Commerce fee table, the initial salesperson fee is $100 plus the current technology surcharge, and that $100 includes $30 for the Real Estate Education, Research, and Recovery Fund. Renewal is $60 plus surcharge, including $20 for the fund. The technology surcharge is $10 as of May 1, 2023 (Minn. Stat. § 45.24(f)). Incomplete applications are withdrawn at six months, and the fee is nonrefundable. CE is 30 hours by June 30, with at least 15 of those hours by the previous June 30, including 1 hour of agency, 1 hour of fair housing, and the named general module. The exception is the first June 30 after original licensure.
For comparison, Wisconsin requires 72 hours (or 10 semester credits), and Minnesota accepts a 13-hour Wisconsin-to-Minnesota salesperson course as a PSI admission document. Iowa requires 60 hours plus three 12-hour courses taken live. South Dakota issues a broker associate license and has no salesperson license. In Minnesota, you take Course I, then the PSI exam, then Courses II and III, and then your broker files on PULSE.
Your path to the license
Follow these steps in order. Deadlines and affiliation requirements can make a passed exam unusable if they are missed.
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Complete Minnesota Course I (30 hours)
Confirm the provider on PULSE. Taking the PSI exam before Course I posts invalidates the score.
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Take the PSI exam: 80 national + 50 state at 75%, $68 combo
Bring the Course I certificate. Out-of-state licensees take the state portion only.
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Finish Courses II and III (30 each)
Required before the broker can file, not before the exam.
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Associate with a Minnesota broker who files on PULSE
You do not submit the salesperson application. The $100 initial fee includes the $30 recovery fund contribution; the $10 technology surcharge is added.
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Put the June 30 CE deadline on your calendar
30 hours by June 30, with 15 of them by the previous June 30, including 1 hour of agency, 1 hour of fair housing, and the named module. Extra hours do not carry over. The first June 30 after original licensure is exempt.
How long the 90-hour course takes
Coursework is usually the longest step you control. Weeks below are classroom or online hours only; add application processing, fingerprint clearance, and exam scheduling from the roadmap above.
- Part-time
- 9 weeksabout 10 hrs/week
- Steady
- 5 weeksabout 20 hrs/week
- Full-time
- 3 weeksabout 40 hrs/week
Overall estimate from our source review: Course I plus PSI seating plus Courses II+III plus broker PULSE filing. Exam scores are valid for one year, and incomplete applications are withdrawn at six months.
Education and eligibility
- Minimum age
- 18 years old
- Identification
- A Social Security number is required. An ITIN is not confirmed as a substitute.
- Residency and identification
- Minnesota residency is not independently required. Nonresident rules vary by home state, and Commerce publishes them. Wisconsin reciprocity uses a named 13-hour course plus the Minnesota state exam. Incomplete applications are withdrawn at six months.
- Qualifying education
- Per the Commerce Guide (August 2025) and the PSI bulletin's Prelicensing Education Requirements section, there are three courses you must successfully complete before you apply, known as Course I, Course II, and Course III. Each course consists of 30 hours of instruction. You must successfully complete Course I before taking the salesperson's examination. You must successfully complete Course II and Course III before applying for your license. If you are not exempt and take the examination before completing Course I, your exam results will be invalid and you will have to retake it, even if you passed. Confirm your provider on PULSE (Approved Provider/Course Inquiry, Pre-Licensing Education, Active). A Wisconsin 72-hour program does not count as Course I; instead, Minnesota accepts a 13-hour Wisconsin-to-Minnesota salesperson reciprocity course as a PSI admission document.
- Education or filing deadline
- Apply for the salesperson license within one year of passing PSI or retake the exam. The broker 30-hour course is separately valid for 12 months from completion for applying.
- Character review
- PULSE applications ask criminal-history questions. Convictions, charges, withheld judgments, and professional-license actions require charging documents plus a sentencing or consent order — a Register of Actions printout is not enough. Failing to disclose stalls the broker-filed application.
- Background process
- BCA documentation is submitted through your broker’s PULSE filing as Commerce currently requires. It is not the Fieldprint process used in Alabama or an IdentoGO 2B7NR3 appointment.
- Experience
- No licensed experience is required for the salesperson license. You need an associated Minnesota broker for the PULSE filing, but not to take the PSI exam after Course I.
- Broker affiliation
- You cannot be licensed as a Minnesota salesperson without association with an actively licensed broker, and you may not be licensed under more than one Minnesota broker at a time. The broker — not you — submits the PULSE application and later prints the license. When that association ends, the license goes inactive.
Documents to prepare
- Minnesota Course I certificate (bring to every PSI attempt)
- PSI national and state passing results (75% each) dated within one year
- Course II and Course III certificates
- Broker-submitted PULSE application
- BCA / background documentation as Commerce currently requires
The licensing exam
Source: PSI Minnesota bulletin (test-takers.psiexams.com/mnre). Salesperson: national/general 80 scored items (2.5 hours), state 50 scored items (1.5 hours), combined 130 (4 hours). 5–10 unscored experimental items may be included and count against your time. You need 75% correct on each portion. Combo $68 / split $45. Take the exam only after Course I; an attempt before Course I is invalid. Out-of-state licensees take the state portion only. Broker exam: general 75 items (80 points) / 2.5 hours, state 60 / 1.5 hours, combined 135 items (140 points) / 4 hours. State salesperson outline (50 items): license law 20 (definitions, licensing, trust accounts, standards, Commissioner authority, Recovery Fund § 82.86, agency disclosure, other disclosure, compensation), interests in real property 8, conveyance/protection 8 (Torrens, homestead warranties, Human Rights Act, Statute of Frauds, septic/wells/tanks), financial instruments 4 (foreclosure, contract for deed, liens). Apply within one year of passing.
PSI Services LLC (test-takers.psiexams.com/mnre). Remote proctoring is available. The August 2025 Commerce guide names PSI, not Pearson. · Fee: $68
| Part | Questions | Minutes | Pass |
|---|---|---|---|
| Salesperson General / national | 80 | 150 | 75% |
| Salesperson Minnesota State | 50 | 90 | 75% |
Scoring details from the candidate handbook
- Salesperson General / national: 80 items (80 points) / 2.5 hours per the PSI Examination Summary Table (10/1/2023, bulletin 10958). You must get 75% correct to pass. Combined with the state portion: 130 items (130 points) / 4 hours. $68 combo / $45 either portion alone; fees are not refundable or transferable and are forfeited if unused within 1 year of payment. 5–10 unscored experimental items may be included and count against your time. National outline (salesperson %): contracts 19, agency 13, practice 12, ownership 10, financing 10, valuation 8, disclosures 7, calculations 7, title transfer 6, land use 5, property management 3. Remote proctoring is available.
- Salesperson Minnesota State: 50 items (50 points) / 1.5 hours. You need 75% correct, per the bulletin's Score Reporting page. 75% of 50 is 37.5; the bulletin does not publish a raw cut of 37 or 38 items. Outline: Real Estate Brokerage License Law 20 (definitions ch. 82.55, licensing 82.57–82.63, trust accounts 82.75, standards of conduct 82.72–82.73, Commissioner authority ch. 45, Recovery Fund § 82.86, agency disclosure 82.67, other disclosure 82.68, compensation 82.70); Interests in Real Property 8; Conveyance Procedures and Protection of Parties 8 (Torrens ch. 508, homestead warranties, Human Rights Act ch. 363A, Statute of Frauds, septic § 115.55, wells § 103I.235, tanks); Financial Instruments 4 (foreclosure chs. 580–582, contract for deed, liens). Out-of-state licensees take this portion only and bring a resident-state certification ≤90 days old. Bring Course I proof to every attempt.
If you fail one portion, retake only that portion. Combo $68 / split $45. Fees are forfeited if unused within one year of payment. Bring Course I proof to every attempt. After you pass, your broker must file within one year or you must retake the exam.
What to study
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PSI Minnesota bulletin (80/50, 75%, $68)
PSI / MN Commerce
Covers the vendor, fees, admission documents, and state outline, including the Recovery Fund § 82.86.
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Commerce Real Estate Licensing Guide (August 2025)
Minnesota Department of Commerce
Covers the Course I/II/III sequence, PULSE, the $100/$60 fees including the fund, and June 30 CE.
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Minn. Stat. ch. 82 and listed companion chapters
Office of the Revisor
Wells (103I), septic (115.55), Human Rights (363A), Torrens (508), homestead (510).
Application costs
These are commission or testing-vendor amounts we can cite. School tuition and optional preparation products are private-market prices.
| Fee | Amount |
|---|---|
| Application | $100 |
| Examination | $68 |
| Initial license | $100 |
| Renewal (every 2 years) | $60 |
PSI: combo $68 / split $45. Commerce August 2025 guide: initial salesperson $100 + technology surcharge ($10 as of May 1, 2023), including the $30 recovery fund contribution. Renewal: $60 + surcharge, including $20 for the fund. Incomplete applications are withdrawn at six months, and the fee is nonrefundable. Transfer or reactivation is $20 where Commerce currently lists that fee.
Published state fees
$268
Application, exam, initial-license, and fingerprint amounts cited above. Excludes school tuition, association dues, and MLS fees.
| Commission | Minnesota Department of Commerce, Real Estate Section (651) 539-1599 Minn. Stat. ch. 82 (brokers and salespersons, including the Course I/II/III sequence and § 82.86 Real Estate Education, Research, and Recovery Fund); ch. 45 (Commerce powers, including the § 45.24(f) technology surcharge). Sources: Minnesota Department of Commerce Guide to Real Estate Licensing (current as of August 2025) at mn.gov/commerce-stat/pdfs/re-license-guide.pdf, the Real Estate applications page, and the scheduling-exams page; PSI Real Estate Salesperson, Broker and Abstracter Candidate Information Bulletin at test-takers.psiexams.com/mnre (10/1/2023, bulletin 10958). PSI (866) 395-1006. PULSE at pulseportal.com. |
|---|---|
| Pre-licensing | 90 hours (Course I 30 before exam; Courses II and III 30 each before the broker files) Per the Commerce Guide (August 2025) and the PSI bulletin's Prelicensing Education Requirements section, there are three courses you must successfully complete before you apply, known as Course I, Course II, and Course III. Each course consists of 30 hours of instruction. You must successfully complete Course I before taking the salesperson's examination. You must successfully complete Course II and Course III before applying for your license. If you are not exempt and take the examination before completing Course I, your exam results will be invalid and you will have to retake it, even if you passed. Confirm your provider on PULSE (Approved Provider/Course Inquiry, Pre-Licensing Education, Active). A Wisconsin 72-hour program does not count as Course I; instead, Minnesota accepts a 13-hour Wisconsin-to-Minnesota salesperson reciprocity course as a PSI admission document. Apply for the salesperson license within one year of passing PSI or retake the exam. The broker 30-hour course is separately valid for 12 months from completion for applying. |
| Sponsoring broker | You cannot be licensed as a Minnesota salesperson without association with an actively licensed broker, and you may not be licensed under more than one Minnesota broker at a time. The broker — not you — submits the PULSE application and later prints the license. When that association ends, the license goes inactive. |
| Fingerprints | Commerce collects background questions and BCA documentation through the PULSE application, not through a separate IdentoGO fingerprint packet. Brokers upload BCA forms for their salespersons. The August 2025 guide does not list a fingerprint-vendor fee. |
| CE / renewal | 30 hours by June 30, with at least 15 of them by the previous June 30. The 15 must include the named general module. The 30 must include 1 hour of agency representation/disclosure and 1 hour of fair housing / antidiscrimination / underserved housing. Hours do not carry over. The first June 30 after original licensure (or after relicensure following >2 years inactive) is exempt. Commercial-only designees skip agency, fair housing, and the module after the broker files the designation. Brokers also take a broker module in years Commerce requires one. Course rosters must be in the system by mid-June; a course taken in the last week of June can cause your license to lapse if the roster misses July 10. |
| Recovery fund | Real Estate Education, Research, and Recovery Fund (Minn. Stat. § 82.86). Per the August 2025 guide and Commerce fee table, $30 of the $100 initial salesperson fee and $20 of the $60 renewal go to the fund. It is a scored topic in the license-law section of the PSI state outline. It is not E&O insurance or a surety bond you purchase. |
Mistakes that delay applicants
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Booking Pearson VUE
The August 2025 Guide names PSI Services. A Pearson result will not be accepted.
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Testing before Course I posts
Per the bulletin, your exam results will be invalid and you must retake, even if you passed.
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Filing the salesperson application yourself
According to the Guide, the broker submits it on PULSE and later prints the license. You cannot be licensed without that broker association, and you may not be licensed under more than one Minnesota broker at a time.
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Treating Courses II and III as optional CE
They are required 30-hour prelicense courses. The broker cannot apply without them.
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Letting your exam result age past one year
The Guide requires you to apply for the salesperson license within one year of passing or retake the exam.
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Assuming a raw cut of 37 or 38 on the 50-item state portion
The bulletin requires 75% correct. 75% of 50 is 37.5, and the bulletin does not publish a raw item count.
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Treating Wisconsin's 72 hours as Course I
Minnesota's reciprocity path is a 13-hour WI-to-MN salesperson course, followed by the Minnesota state exam.
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Carrying extra CE hours into the next period
Per the Guide, extra hours or courses do not carry over and do not satisfy future renewal requirements.
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Assuming South Dakota or Iowa rules apply
South Dakota issues a broker associate license and has no salesperson license. Iowa requires 60 hours plus three live 12-hour courses. Minnesota requires Course I, then PSI, then Courses II and III, with the broker filing on PULSE.
Reciprocity and recognition
| Partner / path | Accepted exam | Conditions |
|---|---|---|
| Wisconsin | — | Complete the named 13-hour Wisconsin-to-Minnesota salesperson reciprocity prelicense course, then pass the Minnesota state portion at PSI. The course certificate is a listed PSI admission document. Confirm the current application steps with Commerce (PULSE + [email protected]). |
Salesperson candidates licensed in another state take only the Minnesota state portion and bring a resident-state certification ≤90 days old. This is not a national compact. The exam is given by PSI; some older sources still incorrectly name Pearson.
Renewal and staying active
30 hours by June 30, with at least 15 of them by the previous June 30. The 15 must include the named general module. The 30 must include 1 hour of agency representation/disclosure and 1 hour of fair housing / antidiscrimination / underserved housing. Hours do not carry over. The first June 30 after original licensure (or after relicensure following >2 years inactive) is exempt. Commercial-only designees skip agency, fair housing, and the module after the broker files the designation. Brokers also take a broker module in years Commerce requires one. Course rosters must be in the system by mid-June; a course taken in the last week of June can cause your license to lapse if the roster misses July 10.
Applicant checklist
- Minnesota Course I certificate
- PSI 80/50 at 75% (bring Course I to every attempt)
- Courses II and III
- Associated Minnesota broker files on PULSE
- $100 initial including $30 recovery fund + $10 technology surcharge
- Calendar June 30 CE (30 / 15 split, agency + fair housing + module)
How Minnesota is different
Wisconsin: 72 hours or 10 semester credits; Minnesota accepts a 13-hour WI-to-MN salesperson course as a PSI admission document. Iowa: 60 hours plus three live 12-hour courses. North Dakota: at least 90 hours. South Dakota: broker associate license, no salesperson license. Minnesota: Course I, then PSI (80/50 at 75%), then Courses II and III, then your broker files on PULSE; a $30 recovery fund contribution is included in the $100 initial fee.
Minnesota vs neighboring states
| Jurisdiction | License title | Pre-license hours | Exam vendor | Exam questions | Exam fee | Published state fees | Renewal cycle | Min. age |
|---|---|---|---|---|---|---|---|---|
| Minnesota (this guide) | Salesperson | 90 | PSI | 130 | $68 | $268 | 2 yr | 18 |
| Iowa | Salesperson | 96 | PSI | 120 | $95 | $396 | 3 yr | 18 |
| North Dakota | Salesperson | 90 | PSI | 140 | $134 | $344 | 1 yr | 18 |
| South Dakota | Broker Associate | 116 | PSI | 142 | $98 | $591.25 | 2 yr | 18 |
| Wisconsin | Salesperson | 72 | Pearson VUE | 140 | $65 | $185 | 2 yr | 18 |
Hours are the pre-license total printed in each guide; states that count credits or named courses show “See guide.” Published state fees add the application, exam, initial-license, and fingerprint amounts the guide can cite — tuition is not included.
Frequently asked questions
- Is the exam Pearson VUE?
- No. According to the August 2025 Guide, PSI Services administers prelicense examinations. Schedule at test-takers.psiexams.com/mnre or (866) 395-1006. Older sources that name Pearson are out of date.
- How many pre-license hours?
- Per the Commerce Guide and PSI bulletin, three 30-hour courses (Course I, Course II, Course III) totaling 90 hours. Course I comes before the exam; Courses II and III come before the broker applies for your license.
- Do I file my own salesperson application?
- No. According to the Guide, you cannot become licensed as a real estate salesperson without first being associated with an actively licensed real estate broker, and you may not be licensed to act on behalf of more than one broker in Minnesota during the same period. The broker submits the PULSE application and later prints the license.
- Must II and III be done before the exam?
- No. Only Course I is required to take the exam. Per the bulletin, testing before Course I posts invalidates the score even if you passed. Courses II and III are required before the broker can apply.
- Exam fee, items, time, cut?
- PSI charges $68 combo / $45 for either portion. Salesperson general: 80 items (80 points) / 2.5 hours; state: 50 (50 points) / 1.5 hours; both: 130 / 4 hours. You must get 75% correct to pass. 75% of 50 is 37.5; the bulletin does not publish a raw cut of 37 or 38 items.
- What does the initial license cost?
- According to the Guide, the fee for an initial real estate salesperson license totals $100 plus the current technology surcharge, including $30 for the real estate education, research and recovery fund. The technology surcharge is $10 as of May 1, 2023 (Minn. Stat. § 45.24(f)). The Commerce fee table breaks this down as salesperson initial $70 + recovery fund $30 + technology surcharge, which matches the Guide's $100. Incomplete applications are withdrawn at six months, and the fee is nonrefundable.
- What is the recovery fund?
- Per the Guide, $30 of the $100 initial salesperson fee and $20 of the $60 renewal go to it. It is scored on the state outline under Minn. Stat. § 82.86, within the license-law section (20 salesperson items). It is not E&O insurance.
- What CE applies?
- Per the Guide, you need 30 hours of real estate continuing education before the June 30 license renewal deadline, with at least 15 of those hours completed before the previous June 30. The exception is the first June 30 after original licensure (or after relicensure following more than two years inactive). The 15 hours must include the named general module (end-of-course exam of 20 questions drawn from a pool of at least 50; passing score 14). The 30 hours must include 1 hour of agency representation/disclosure and 1 hour of fair housing / antidiscrimination / underserved housing. Extra hours do not carry over.
- Wisconsin reciprocity?
- Complete the named 13-hour Wisconsin-to-Minnesota salesperson reciprocity prelicense course, then pass the Minnesota state portion at PSI. The course certificate is a listed PSI admission document. Confirm the current application steps with Commerce. Wisconsin's 72-hour program does not count as Course I.
- Fingerprints?
- Commerce collects background questions and BCA documentation through PULSE; the broker uploads BCA forms for salespersons. The August 2025 Guide does not list a fingerprint-vendor fee or name IdentoGO.
- Where is Commerce and who gives the exam?
- 85 7th Place East, Suite 280, St. Paul, MN 55101-2198. (651) 539-1599. [email protected]. mn.gov/commerce. PSI: (866) 395-1006. PSI's scheduling page lists Minnesota centers including Rochester, St. Paul, Willmar, Woodbury, Blaine, Brainerd, Duluth, Eagan, and Mankato.
- What Minnesota-specific content is scored?
- Torrens (ch. 508), wells § 103I.235, septic § 115.55, the Minnesota Human Rights Act ch. 363A, the Recovery Fund § 82.86, agency disclosure 82.67, and contract for deed. Preparing for Wisconsin's 72-hour program or Iowa's 60 hours plus three live 12-hour courses will not cover this material.
Primary Sources
Regulatory requirements on this page are drawn from the official board, statute, and exam-provider materials listed below.
- Minnesota Commerce — Real Estate Licensing Guide (August 2025)
- Minnesota Commerce — Real Estate licensing / fees
- Minnesota Commerce — Real Estate applications (PULSE)
- PSI Minnesota Real Estate Candidate Information Bulletin
- Minn. Stat. ch. 82 / § 82.86 recovery fund
Verified 2026-09-02 · Next scheduled review 2026-12-01
Update history
- Rewrote the guide text for readability and added state comparison tables. No requirements, fees, or deadlines changed.
- Requirements, fees, and deadlines checked against the primary sources cited on this page.
Spotted something out of date? Send a correction.