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RE License Guide

North Dakota real estate licensing

North Dakota Real Estate Salesperson License requirements

A practical, source-checked guide to qualifying, passing the exam, applying, and keeping this license active.

Gabriel Giner

By Gabriel Giner, Editor  ·  Verified  ·  RE License Guide Editorial Desk

Source checked 7 official references Next review 2026-12-01
Required education
90-hour NDREC-certified salesperson prelicensure course (residents)
Exam fee
$134
Published fees
$150
Typical timeline
90-hour course plus PSI plus a 1–2 week fingerprint cycle
01

What to know first

North Dakota still issues a salesperson license, and it requires ninety hours of education. That sets it apart from South Dakota’s 116-hour broker-associate entry license and from the lower hour counts some guides cite for Minnesota. The North Dakota Real Estate Commission accepts applications only online at services.realestatend.org; paper applications are not accepted. Residents upload a 90-hour NDREC-certified salesperson prelicensure certificate and must apply for the license within two years of finishing that course. You can take the PSI exam at any time; NDREC no longer issues test codes.

PSI’s North Dakota bulletin (test-takers.psiexams.com/ndre, dated 10/1/2025) sets the exam rules. The fee is $134 whether you take one portion or both, and it is forfeited if you do not test within one year of PSI receiving it. Salesperson National is 100 items (100 points), passing score 70, 150 minutes. Salesperson State is 40 items (40 points), passing score 30, 90 minutes. If you fail one portion, you retake only that portion, still for $134. Upload the first score report to Online Services after your first exam, and keep both passing reports to request issuance. Retakes are unlimited within twelve months. There are 5–10 unscored experimental items, which count against your time.

Fees on the How to Apply page: a $150 nonrefundable application fee to NDREC; a credit-history fee that NDREC runs itself ($13 on the costs list, while the payment paragraph prints $11.25 for a $161.25 total, so confirm the amount when you pay); $40 for fingerprint analysis payable to the North Dakota Attorney General (mailed with the cards to NDREC, never to the AG); and a one-time $20 Education, Research and Recovery Fund payment when you request issuance. Active licenses require errors-and-omissions insurance; NDREC’s negotiated Rice group rate is currently listed at $187 per calendar year. For fingerprints, mail two cards, the Fingerprint Verification Form, the Criminal History Record Check Request, and a $40 check to the AG in a large envelope to 1120 College Dr Ste 204. One Forever stamp is not enough postage, and if the seal is tampered with, the packet is rejected.

Reciprocity is limited to three states: Georgia, Iowa, and Minnesota, and only if you are licensed and live primarily in that state. Reciprocal applicants skip the 90 hours and both PSI exam portions. Nonresidents who do not qualify for reciprocity take only the North Dakota state portion. Everyone still gets fingerprinted, pays the $20 fund, works under a designated broker, and carries E&O to go active. South Dakota does not issue an original salesperson license. Montana requires 70 hours and a Pearson exam. Minnesota is a reciprocal neighbor, but only if you actually live there.

02

Your path to the license

Follow these steps in order. Deadlines and affiliation requirements can make a passed exam unusable if they are missed.

  1. 90-hour NDREC-certified salesperson course (residents)

    Apply for the license within 2 years of the certificate. Reciprocal GA/IA/MN applicants who live there skip this.

  2. Online application $150 + credit-history fee; mail the fingerprint packet + $40 to AG to NDREC

    Do not mail cards to the Attorney General. Paper applications are not accepted.

  3. PSI $134 — National 100/70 (150 min) and State 40/30 (90 min)

    No test code. Upload the first score report. Nonresidents who do not qualify for reciprocity take the state portion only.

  4. Request to Issue: $20 Recovery Fund, E&O, designated-broker signature

    An inactive license is allowed; active status requires a designated broker and insurance.

How long the 90-hour course takes

Coursework is usually the longest step you control. Weeks below are classroom or online hours only; add application processing, fingerprint clearance, and exam scheduling from the roadmap above.

Part-time
9 weeksabout 10 hrs/week
Steady
5 weeksabout 20 hrs/week
Full-time
3 weeksabout 40 hrs/week

Overall estimate from our source review: 90-hour course plus PSI plus a 1–2 week fingerprint cycle. Watch two deadlines: apply within two years of the course, and test within one year of paying PSI.

03

Education and eligibility

Minimum age
18 years old
Identification
A Social Security number is required. An ITIN is not confirmed as a substitute.
Residency and identification
Residents: 90-hour NDREC-certified course and both PSI exam portions. Nonresidents who do not qualify for reciprocity: licensed and in good standing at the salesperson level in their state of primary residence; take only the ND state portion. Reciprocal: licensed and living primarily in Georgia, Iowa, or Minnesota. No license revoked in this or any state within 2 years. Residents must apply within 2 years of the 90-hour course.
Qualifying education
According to the salesperson tab of the How to Apply page, resident applicants only must complete a 90-hour, NDREC-certified salesperson prelicensure education course, and must apply for licensure within 2 years of completing it. NDREC certifies schools but does not set their prices. You can complete the course after applying and upload the certificate before issuance, but the license will not issue without it. NDCC 43-23-08(4): a salesperson applicant may take the licensing examination before fulfilling the educational requirement; the Commission may not issue the license until the 90 hours are complete. PSI bulletin: there are no eligibility requirements for the examination; salesperson applicants can test at any time and no longer need test codes. Reciprocal GA/IA/MN applicants (licensed and living primarily there) skip the 90 hours. A South Dakota 116-hour broker-associate certificate does not count as the 90 hours.
Education or filing deadline
Apply for licensure within 2 years of completing an NDREC-certified prelicensure course. The PSI fee is good for 1 year from when PSI receives it.
Character review
NDREC runs a credit history. Statewide and national criminal history checks are done through fingerprints (NDCC 12-60-24 and 43-23-08.4). Disclose convictions, bankruptcies, unpaid judgments, and liens. The Commission may review your application at a meeting. Failing to disclose is disqualifying on its own.
Background process
Fingerprint cards go to NDREC with $40 payable to the ND Attorney General. Credit history is $13 (costs list) or $11.25 (payment paragraph); confirm the amount when you pay. An SSN is required to run both checks.
Experience
No licensed experience is required for a salesperson license. You must affiliate with a designated broker to go active. The broker upgrade requires 2 years as a full-time salesperson (or substantially equivalent experience) plus a 60-hour broker prelicense course.
Broker affiliation
Active salesperson licenses require a designated broker and a firm. The Request to Issue Real Estate License must be signed by that ND-licensed broker. You may be issued an inactive license; inactive licensees cannot conduct compensated North Dakota real estate business, but they can remain inactive indefinitely as long as they renew annually.

Documents to prepare

  • 90-hour certificate (residents; no more than 2 years old)
  • PSI National 100/70 and State 40/30 (state only, or neither, on the nonresident and reciprocal paths)
  • Fingerprint packet + $40 to AG, mailed to NDREC
  • Credit history fee as billed
  • $150 application
  • $20 Recovery Fund at issuance
  • E&O and designated-broker signature to activate
04

The licensing exam

PSI North Dakota Candidate Information Bulletin dated 10/1/2025 (test-takers.psiexams.com/ndre; (855) 834-8747; also posted at realestatend.org/image/cache/NDREC_Candidate_Information_Bulletin.pdf). The fee is $134 whether you take one portion or both, and it is forfeited if unused after 1 year. Salesperson National: 100 items (100 points), passing score 70, 150 minutes. Salesperson State: 40 items (40 points), passing score 30, 90 minutes. There are 5–10 unscored experimental items, which count against your time. If you fail one portion, retake only that portion, still for $134. Retakes are unlimited within 12 months. No NDREC test code is needed. Upload the first score report to Online Services, and keep both passing reports for issuance. State outline (approved by NDREC; the bulletin does not publish item counts per topic): I Duties and Powers of the Commission; II Licensing Requirements (salesperson / broker / broker associate, reciprocity, CE, broker prelicensing, salesperson prelicensing); III Statutory Requirements Governing Activities (advertising, broker supervision, commissions, disclosure/conflict, offers, listings, branch office/license display broker-only, cooperative transactions, Code of Ethics, trust accounts broker-only, record keeping broker-only); IV Additional Topics (subdivided/out-of-state land sales, closing statements broker-only, Real Estate Education, Research, and Recovery Fund). Residents take both portions; nonresidents who do not qualify for reciprocity take the state portion only; GA/IA/MN reciprocal applicants take neither.

PSI Services, $134 (test-takers.psiexams.com/ndre). Bulletin dated 10/1/2025. No NDREC test code. · Fee: $134

Part Questions Minutes Pass
Salesperson National 100 150 70%
Salesperson State 40 90 30%
Scoring details from the candidate handbook
  • Salesperson National: 100 items / 100 points; passing 70; 150 minutes; $134 for one portion or both
  • Salesperson State: 40 items / 40 points; passing 30; 90 minutes; $134 for one portion or both

Unlimited retakes within 12 months of PSI receiving the fee. If you fail one portion, retake only that portion, still for $134. You cannot reschedule on the same day. Upload the first score report to Online Services after your first exam.

What to study

  • PSI North Dakota bulletin 10/1/2025

    PSI / NDREC

    $134. National 100/70. State 40/30. The Recovery Fund is a scored state-outline topic (IV.C).

  • NDCC 43-23 and NDAC 70-02-01

    NDREC

    License law, reciprocity, fingerprints, and the fund. Salespersons may take the exam before finishing the 90 hours; brokers must complete the 60 hours before the broker exam.

  • 2025–2026 CE requirements (12 electives, no mandatory topics)

    NDREC Education page

    Nov. 16, 2025–Nov. 15, 2026. Salespersons first licensed in 2026 are exempt for their first renewal. If you miss Nov. 15, renew inactive.

  • Subdivided / out-of-state land sales registration

    NDCC / PSI state outline IV.A

    A scored additional topic. It is not a Minnesota disclosure form.

05

Application costs

These are commission or testing-vendor amounts we can cite. School tuition and optional preparation products are private-market prices.

Fee Amount
Application$150
Examination$134
Initial license$20
Renewal (every year)$125
Fingerprints / background check$40

How to Apply page: $150 nonrefundable application to NDREC. The credit-history fee is $13 on the costs list but $11.25 in the payment paragraph, for $161.25 combined; the page does not say which is current, so confirm when you pay. PSI $134 for one portion or both (bulletin dated 10/1/2025). $40 fingerprint analysis payable to ND Attorney General, mailed with the cards to NDREC. $20 one-time Education, Research and Recovery Fund at Request to Issue (initialLicense here is that $20, not a second license fee). Reciprocal applicants are billed $181.25, including the $20. Rice E&O is currently listed at $187/calendar year. Annual renewal is $125 salesperson / $150 broker (SCRA paragraph + 2025 renewal memo). Late fee $100/month; licenses are canceled after January 15. Firm $200. Organization (personal corp/LLC payee) $200 one-time; this is not a firm license.

Published state fees

$344

Application, exam, initial-license, and fingerprint amounts cited above. Excludes school tuition, association dues, and MLS fees.

Estimate your full cost →
Commission

North Dakota Real Estate Commission

(701) 328-9749

NDCC 43-23 (especially 43-23-08, 43-23-08.1, 43-23-08.4) and 43-23.2 (Education, Research and Recovery Fund); NDAC 70-02-01

Pre-licensing

90-hour NDREC-certified salesperson prelicensure course (residents)

According to the salesperson tab of the How to Apply page, resident applicants only must complete a 90-hour, NDREC-certified salesperson prelicensure education course, and must apply for licensure within 2 years of completing it. NDREC certifies schools but does not set their prices. You can complete the course after applying and upload the certificate before issuance, but the license will not issue without it. NDCC 43-23-08(4): a salesperson applicant may take the licensing examination before fulfilling the educational requirement; the Commission may not issue the license until the 90 hours are complete. PSI bulletin: there are no eligibility requirements for the examination; salesperson applicants can test at any time and no longer need test codes. Reciprocal GA/IA/MN applicants (licensed and living primarily there) skip the 90 hours. A South Dakota 116-hour broker-associate certificate does not count as the 90 hours.

Apply for licensure within 2 years of completing an NDREC-certified prelicensure course. The PSI fee is good for 1 year from when PSI receives it.

Sponsoring broker

Active salesperson licenses require a designated broker and a firm. The Request to Issue Real Estate License must be signed by that ND-licensed broker. You may be issued an inactive license; inactive licensees cannot conduct compensated North Dakota real estate business, but they can remain inactive indefinitely as long as they renew annually.

Fingerprints

Mail two fingerprint cards sealed and initialed by the technician, the Fingerprint Verification Form, the Criminal History Record Check Request, and a $40 check or money order payable to the North Dakota Attorney General, all to NDREC at 1120 College Dr Ste 204, Bismarck ND 58501-1225. Do not mail cards to the Attorney General. Do not fold or staple them. Do not tamper with the seal. Cards are not sent for processing until NDREC has your license application. Results typically arrive 1–2 weeks after NDREC sends its weekly batch. Fingerprint kits are no longer mailed out; print the verification form from realestatend.org.

CE / renewal

According to the NDREC Education page, for the CE cycle Nov. 16, 2025 through Nov. 15, 2026 (NDAC 70-02-04), there are NO mandatory topic hours or courses. Brokers, broker associates, and salespersons complete a total of 12 hours of elective topics. Salespersons first licensed in 2026 are exempt from CE for their first renewal (70-02-04-15). Brokers newly licensed after Nov. 15, 2026 who passed the broker exam this cycle are exempt this cycle. There is no grace period and no limit on hours in one day. If CE is not done by Nov. 15, renew inactive for 2027, then transfer to active after completing CE. Nonresident/reciprocal licensees meet CE in their state of residence only (70-02-04-04). Licensees continuously licensed since Jan. 1, 1969 are exempt (43-23-08.2(3)). The SCRA paragraph on the How to Apply page lists annual renewal at $125 salesperson / $150 broker, and the 2025 renewal memo matches those amounts plus $100/month late. Confirm current fees. Rice E&O is currently listed at $187/calendar year. Inactive licenses still renew annually, with no time limit as long as you renew.

Recovery fund

Real Estate Education, Research and Recovery Fund, NDCC 43-23.2. A one-time $20 payment to NDREC when you submit the Request to Issue, unless you have already paid into the fund. Reciprocal applicants are billed $181.25 up front, including that $20; original applicants pay it at issuance. It is not E&O.

06

Mistakes that delay applicants

  • Mailing fingerprint cards to the Attorney General

    Mail the sealed packet to NDREC. The $40 check is payable to the AG, but the envelope goes to NDREC.

  • Claiming Minnesota reciprocity while living in Fargo, ND

    You must be licensed AND live primarily in GA, IA, or MN. A Minnesota license with a North Dakota address puts you on the nonresident path, where you take the state portion.

  • Letting the 90-hour certificate age past two years

    NDREC: apply for licensure within 2 years of the certified course.

  • Paying PSI $131 because a blog said so

    The PSI bulletin lists $134 for one portion or both.

  • Skipping the $20 fund because you bought E&O

    They are different requirements. The fund is NDCC 43-23.2; E&O is required separately to go active.

  • Relying on per-topic item counts for the 40-item state portion

    The PSI bulletin lists the topics but not the number of items per topic. A source that claims, for example, 8 advertising items is not based on the bulletin.

  • Treating 2025–2026 CE as a mandatory-topic cycle

    NDREC Education page: NO mandatory topic hours this cycle; 12 hours of electives. If you miss Nov. 15, renew inactive.

07

Reciprocity and recognition

Partner / path Accepted exam Conditions
Georgia — Current license in good standing AND primary residence in Georgia. Skip the 90 hours and both PSI exam portions. Fingerprints, credit check, $20 fund, E&O, and a designated broker are still required.
Iowa — Current license in good standing AND primary residence in Iowa. Same exemptions; the rest of the application still applies.
Minnesota — Current license in good standing AND primary residence in Minnesota. Same exemptions. A Minnesota license without Minnesota residence does not qualify.

NDREC: if you are licensed in Minnesota, Iowa, or Georgia, the nonresident license is reciprocal, but only for those three states and only if you live primarily there. Nonresidents who do not qualify for reciprocity take the state portion only. You need certificates of licensure from every state where you are licensed (older guidelines require them to be less than three months old); a pocket card is not a certificate of licensure. Military SCRA portability is a separate waiver with five criteria (orders, good standing, use within the last 2 years).

08

Renewal and staying active

According to the NDREC Education page, for the CE cycle Nov. 16, 2025 through Nov. 15, 2026 (NDAC 70-02-04), there are NO mandatory topic hours or courses. Brokers, broker associates, and salespersons complete a total of 12 hours of elective topics. Salespersons first licensed in 2026 are exempt from CE for their first renewal (70-02-04-15). Brokers newly licensed after Nov. 15, 2026 who passed the broker exam this cycle are exempt this cycle. There is no grace period and no limit on hours in one day. If CE is not done by Nov. 15, renew inactive for 2027, then transfer to active after completing CE. Nonresident/reciprocal licensees meet CE in their state of residence only (70-02-04-04). Licensees continuously licensed since Jan. 1, 1969 are exempt (43-23-08.2(3)). The SCRA paragraph on the How to Apply page lists annual renewal at $125 salesperson / $150 broker, and the 2025 renewal memo matches those amounts plus $100/month late. Confirm current fees. Rice E&O is currently listed at $187/calendar year. Inactive licenses still renew annually, with no time limit as long as you renew.

Applicant checklist

  • Age 18; online application only
  • 90-hour NDREC course (residents; no more than 2 years old)
  • PSI $134 — 100/70 and 40/30
  • Fingerprint packet mailed to NDREC with $40 to AG
  • $20 Recovery Fund at issuance
  • E&O and a designated broker to activate
09

How North Dakota is different

South Dakota: no original salesperson license; 116-hour broker associate; PSI; 60-day filing deadline. Minnesota: a reciprocal partner if you live there; a Minnesota license without Minnesota residence puts you on the nonresident path, where you take the ND state portion. Montana: 70 hours, Pearson. Wyoming: named Salesperson I, II, and Wyoming Law courses, Pearson. Iowa: the other neighboring reciprocal partner, and Iowa also offers reciprocity to ND licensees. North Dakota: 90 hours, PSI $134, cuts of 70 and 30 points, a one-time $20 recovery fund payment, reciprocity only with GA/IA/MN, and CE this cycle of 12 elective hours with no mandatory topics.

North Dakota vs neighboring states

North Dakota Real Estate Salesperson License compared with nearby states
Jurisdiction License title Pre-license hours Exam vendor Exam questions Exam fee Published state fees Renewal cycle Min. age
North Dakota (this guide) Salesperson 90 PSI 140 $134 $344 1 yr 18
Minnesota Salesperson 90 PSI 130 $68 $268 2 yr 18
Montana Salesperson 70 Pearson VUE 120 $95 $255 1 yr 18
South Dakota Broker Associate 116 PSI 142 $98 $591.25 2 yr 18

Hours are the pre-license total printed in each guide; states that count credits or named courses show “See guide.” Published state fees add the application, exam, initial-license, and fingerprint amounts the guide can cite — tuition is not included.

10

Frequently asked questions

How many pre-license hours?
Ninety NDREC-certified hours for resident original salesperson applicants, per the How to Apply page. Apply within 2 years of the course. Reciprocal GA/IA/MN applicants (licensed and living primarily there) skip it. NDCC 43-23-08(4) lets a salesperson take the PSI exam before finishing the 90 hours, but the license will not issue without the certificate.
Exam fee, items, time, cut?
PSI bulletin dated 10/1/2025: $134 for one portion or both. National: 100 items (100 points), passing 70, 150 minutes. State: 40 items (40 points), passing 30, 90 minutes. Unlimited retakes within 12 months. There are 5–10 unscored experimental items, which count against your time. The state outline does not publish item counts per topic.
Application vs issuance fees?
How to Apply page: $150 application. The credit-history fee is $13 on the costs list and $11.25 in the payment paragraph ($161.25 combined there); confirm the amount when you pay. $40 for fingerprints, payable to the AG and mailed to NDREC. $20 Recovery Fund at Request to Issue. Reciprocal applicants pay $181.25, including the $20.
Reciprocity?
Only Georgia, Iowa, and Minnesota, and only if you are licensed and live primarily in that state. If you hold a Minnesota license but live in Fargo, you are on the nonresident path and must take the ND state portion. Military SCRA portability is a separate waiver with five criteria.
CE this cycle?
Per the NDREC Education page, the CE cycle of Nov. 16, 2025–Nov. 15, 2026 requires 12 hours of elective topics, with NO mandatory topic hours. Salespersons first licensed in 2026 are exempt for their first renewal. If you miss Nov. 15, renew inactive.
Fingerprints?
Two cards sealed by the technician, the Fingerprint Verification Form, the Criminal History Record Check Request, and a $40 check payable to the ND Attorney General, all mailed to NDREC at 1120 College Dr Ste 204. Do not mail cards to the AG. One Forever stamp is not enough postage. If the seal is tampered with, the packet is rejected.
Wholesaling?
According to the How to Apply page, if you enter into an agreement to make income or profit from the transfer of or equitable interest in residential real property, you need a license and must provide written disclosure. NDCC 43-23-06.1, 43-23-07.
Which North Dakota-specific topics are scored?
The Education, Research, and Recovery Fund; broker associate as a named license type; GA/IA/MN reciprocity only if you live there; and subdivided/out-of-state land sales registration. South Dakota does not issue an original salesperson license, so its requirements do not apply to this 90-hour license.

Primary Sources

Regulatory requirements on this page are drawn from the official board, statute, and exam-provider materials listed below.

  1. NDREC How to Apply (90 hours, $150, $20 fund, GA/IA/MN reciprocity, $40 prints)
  2. NDREC Exam Information (PSI; no test code)
  3. PSI North Dakota bulletin 10/1/2025 ($134; National 100/70; State 40/30)
  4. PSI ND CIB PDF hosted by NDREC (10/1/2025; $134; 100/70 + 40/30)
  5. NDREC Education (2025–2026: 12 elective hours, no mandatory topics)
  6. NDCC 43-23 and 43-23.2
  7. NDREC 2025 renewal memo ($125 salesperson / $150 broker; $100/month late)

Verified 2026-09-02  ·  Next scheduled review 2026-12-01

Update history

  1. Rewrote the guide text for readability and added state comparison tables. No requirements, fees, or deadlines changed.
  2. Requirements, fees, and deadlines checked against the primary sources cited on this page.

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