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RE License Guide

Mississippi real estate licensing

Mississippi Real Estate Broker License requirements

A practical, source-checked guide to qualifying, passing the exam, applying, and keeping this license active.

Gabriel Giner

By Gabriel Giner, Editor  ·  Verified  ·  RE License Guide Editorial Desk

Source checked 5 official references Next review 2026-12-01
Required education
120 classroom hours (or 150 degree-program hours without the year of experience)
Exam fee
$75
Published fees
$175
Typical timeline
Twelve months of salesperson work is the longest step on the standard path (or the 150-hour degree substitute), then MREC review plus a two-month exam window, then 12 months to finish broker post-license
01

What to know first

A Mississippi broker license is not a second 60-hour salesperson course with a new title. Miss. Code Ann. § 73-35-7 and the PSI bulletin require the broker applicant to be a Mississippi resident when the application is submitted and to be 21, not 18. The standard path is an active salesperson license for twelve months immediately preceding application plus 120 classroom hours of real estate courses from a college/community college or a Mississippi-approved pre-license provider. Without that one year of experience immediately prior, the substitute is 150 classroom hours of real-estate courses that are part of a degree-granting program at a SACS-accredited (or comparable) college. A three-semester-hour course is usually 45 classroom hours.

The paperwork is heavier than the salesperson file on purpose. The PSI bulletin requires a letter of reference from the applicant's bank showing a satisfactory banking experience and, if the applicant is a licensed active salesperson, a letter of reference from the present responsible broker. Two photographs (front and profile) attach to the application. Fingerprints are still § 73-35-10. Rule 2.1 prices the broker application-and-one-year at $100 — the same original dollar as salesperson, not a salesperson reprint of duties.

PSI still follows MREC approval. The two-month window to pass both portions still applies, with a longer wait after state failures: two failures of the broker state portion require six months before re-applying, not three. Broker General is 75 items scoring 80 points in 2.5 hours, cut 75 percent (60 points). Broker State is 40 items in 1.5 hours, cut 80 percent (32 points). Combo is 115 items scoring 120 points in 4 hours. $75 one portion or both. After you pass, § 73-35-14.5 still issues a temporary broker license that expires unless you complete a 30-hour broker post-license course within 12 months — and that course is not the salesperson post-license. At least 24 of the 30 broker post-license hours are in managing escrow accounts, intraoffice confidentiality, broker responsibilities to licensees, office policies and procedures (including agency office policies), broker agreements with licensees and assistants, and MREC required forms; the remaining 6 hours are broker-competency topics (managing agents, recruiting, retention, budgeting and financial planning). A Mississippi broker license is what lets you serve as a responsible broker.

02

Your path to the license

Follow these steps in order. Deadlines and affiliation requirements can make a passed exam unusable if they are missed.

  1. Age 21, Mississippi resident, 12 months active salesperson (or 150 degree-program hours)

    Not the salesperson 18 / 60-hour path. Confirm which education-and-experience pair you actually qualify under.

  2. Finish 120 classroom hours (unless on the 150-hour degree path)

    College or MREC-approved provider. Real-estate courses only.

  3. Bank letter, responsible-broker letter, two photographs, $100, fingerprints

    Bulletin-required attachments. Incomplete files return.

  4. PSI inside two months — National 75 items/80 points at 75% and State 40 at 80% ($75)

    Two state failures = six-month wait. File closes if the window dies.

  5. 30-hour broker post-license inside 12 months; then $150 two-year renewals with 16-hour CE

    Named escrow and supervision subjects, not the salesperson post-license list. E&O still required.

How long the 120-hour course takes

Coursework is usually the longest step you control. Weeks below are classroom or online hours only; add application processing, fingerprint clearance, and exam scheduling from the roadmap above.

Part-time
12 weeksabout 10 hrs/week
Steady
6 weeksabout 20 hrs/week
Full-time
3 weeksabout 40 hrs/week

Overall estimate from our source review: Twelve months of salesperson work is the longest step on the standard path (or the 150-hour degree substitute), then MREC review plus a two-month exam window, then 12 months to finish broker post-license.

03

Education and eligibility

Minimum age
21 years old
Identification
A Social Security number is required. An ITIN is not confirmed as a substitute.
Residency and identification
Broker applicant must be a resident of Mississippi when the application is submitted (PSI bulletin; § 73-35-7). Reciprocal broker is a different path. Age 21, not the salesperson 18.
Qualifying education
Standard path: 120 classroom hours of real estate courses from a college/community college or Mississippi-approved pre-license provider, plus an active salesperson license for 12 months immediately preceding application. Alternate: 150 classroom hours of real-estate courses that are part of a degree-granting program at a SACS-accredited or comparable college, when the applicant does not have that one year immediately prior. College real-estate courses only; 3 semester hours ≈ 45 classroom hours. The salesperson 60 is not broker education.
Education or filing deadline
Two-month PSI window after MREC approval. Temporary broker license then starts the 12-month 30-hour broker post-license clock.
Character review
Same public-trust standard plus the bank reference letter and, if currently a salesperson, the responsible-broker letter. Two photographs (front and profile).
Background process
Same § 73-35-10 DPS/FBI fingerprint investigation as salespersons.
Experience
Active salesperson license for twelve months immediately preceding application (PSI bulletin; § 73-35-7(d)). Alternate: 150 degree-program classroom hours without that year. Reciprocal broker follows the agreement that actually exists.
Broker affiliation
A Mississippi broker license is what lets you serve as a responsible broker, employ salespersons, and hold the office trust account. The bank-reference letter is part of getting there. Partnership/association/corporation broker license is $75 original; branch office $50 (Rule 2.1).

Documents to prepare

  • 120-hour certificate (or 150 degree-program hours)
  • Active salesperson evidence for 12 months immediately preceding, unless on the 150-hour path
  • Bank reference letter showing satisfactory banking experience
  • Responsible-broker letter if currently a salesperson
  • Two photographs, front and profile
  • PSI broker passing results inside two months
  • $100 application-and-one-year fee
04

The licensing exam

PSI broker examination after MREC approval, bulletin 10/1/2023. Broker General: 75 items / 80 points / 2.5 hours / 75 percent (60 points). Scenario-based national items may score up to two points. Broker State: 40 items / 40 points / 1.5 hours / 80 percent (32 points). Combo: 115 items / 120 points / 4 hours. $75 for one or both. Both portions must be passed within the same two-month window. State portion: two attempts in the window; two failures require a six-month wait before re-applying (salesperson wait is three months). National unlimited inside the window if state is passed. State outline uses the same topic list as salesperson with different item counts: Commission 4; out-of-state brokers 3; licensing 4; property-condition disclosures 6; agency 8; advertising 3; trust accounts 3; broker responsibilities/supervision 5; records 4. National broker weights shift property management to 5% and calculations to 6%, and add broker-only supervision and trust-account items.

PSI after MREC approval. Bulletin 10/1/2023. $75 one portion or both. · Fee: $75

Part Questions Minutes Pass
Broker National / General 75 150 75%
Broker State Specific 40 90 80%
Scoring details from the candidate handbook
  • Broker National / General: 75 items / 80 points / 2.5 hours; 75% (60 points). Some items score up to 2. $75 one or both.
  • Broker State Specific: 40 items / 40 points / 1.5 hours; 80% (32 points). Two attempts in the two-month window; two failures require a six-month wait before re-applying.

The same two-month window applies. Broker state portion: after two failures, you wait six months before re-applying (the salesperson wait is three months). National unlimited inside the window if state is passed. Both portions in the same eligibility period. Cancel 24 hours out.

What to study

  • MREC broker application packet

    MREC

    Bank letter and photographs are not optional decorations. Age 21. 120 hours.

  • PSI Mississippi bulletin — broker rows

    PSI / MREC

    75 items/80 points at 75%, state 40 at 80%, six-month wait after two state failures.

  • § 73-35-14.5 broker post-license subject list

    Mississippi Legislature

    Escrow, confidentiality, supervision, office policies, MREC forms — 24 of 30 hours.

05

Application costs

These are commission or testing-vendor amounts we can cite. School tuition and optional preparation products are private-market prices.

Fee Amount
Application$100
Examination$75
Initial license$100
Renewal (every 2 years)$150

Rule 2.1: broker application-and-one-year $100; partnership/association/corporation broker $75; branch $50. Two-year broker renewal $150 (individual or firm); branch renewal $100. Same transfer/duplicate/status-change dollars as salesperson. PSI $75.

Published state fees

$275

Application, exam, initial-license, and fingerprint amounts cited above. Excludes school tuition.

Estimate your full cost →
Commission

Mississippi Real Estate Commission

(601) 321-6970

Miss. Code Ann. §§ 73-35-1 et seq. (Real Estate Brokers License Law of 1954); § 73-35-7 (qualifications); § 73-35-10 (fingerprint background); § 73-35-14.5 (temporary license / 30-hour post-license); § 73-35-16 (E&O); § 73-35-18 (16-hour CE); MREC Rules Part 1601 (rev. 2/21/2025)
Pre-licensing

120 classroom hours (or 150 degree-program hours without the year of experience)

Standard path: 120 classroom hours of real estate courses from a college/community college or Mississippi-approved pre-license provider, plus an active salesperson license for 12 months immediately preceding application. Alternate: 150 classroom hours of real-estate courses that are part of a degree-granting program at a SACS-accredited or comparable college, when the applicant does not have that one year immediately prior. College real-estate courses only; 3 semester hours ≈ 45 classroom hours. The salesperson 60 is not broker education.

Two-month PSI window after MREC approval. Temporary broker license then starts the 12-month 30-hour broker post-license clock.
Sponsoring broker

A Mississippi broker license is what lets you serve as a responsible broker, employ salespersons, and hold the office trust account. The bank-reference letter is part of getting there. Partnership/association/corporation broker license is $75 original; branch office $50 (Rule 2.1).
Fingerprints

Same § 73-35-10 DPS/FBI channel as salespersons.
CE / renewal

Same 16-hour two-year CE as salespersons (§ 73-35-18) after the permanent broker license issues. The 30-hour broker post-license is the temporary-to-permanent conversion, with named escrow and supervision subjects, not a CE substitute for later cycles.

100% of the renewal fee within the grace period.
Recovery fund

No separately itemized recovery-fund assessment on Rule 2.1. Mandatory E&O (§ 73-35-16) still applies. Brokers who hold escrow are the typical conversion target; broker post-license spends 24 hours on escrow, confidentiality, and supervision for that reason.
06

Mistakes that delay applicants

  • Filing broker at age 18 on a 60-hour salesperson certificate

    Age 21. 120 hours. 12 months active immediately preceding (or 150 degree-program hours). Different cuts. Different post-license.

  • Omitting the bank letter, photographs, or responsible-broker letter

    Bulletin-required. Incomplete files return. Two photographs means front and profile, not two copies of the same headshot.

  • Missing the two-month window, then treating the six-month wait as optional

    Two failures on the broker state portion mean a six-month wait, not three. The two-month eligibility period still has to contain both passing scores.

  • Taking the salesperson 30-hour post-license as a new broker

    § 73-35-14.5 writes different 24-hour cores. Escrow management and broker-to-licensee duties are the broker course. The salesperson list (earnest money, antitrust, property condition disclosure) is the other product.

07

Reciprocity and recognition

Partner / path Accepted exam Conditions
No formal bilateral reciprocity is published for this credential.

Agreements vary. Examination waiver requires an equivalent exam and mutual privilege (Rule 1.1.G). A salesperson license from another state is not a Mississippi broker license. Contact MREC.

08

Renewal and staying active

Same 16-hour two-year CE as salespersons (§ 73-35-18) after the permanent broker license issues. The 30-hour broker post-license is the temporary-to-permanent conversion, with named escrow and supervision subjects, not a CE substitute for later cycles.

Late renewal: 100% of the renewal fee within the grace period.

Applicant checklist

  • Age 21; Mississippi residency at application
  • 12 months active salesperson immediately preceding (or 150 degree-program hours)
  • 120 classroom hours (unless on the 150-hour path)
  • Bank reference letter; responsible-broker letter if currently a salesperson
  • Two photographs, front and profile
  • § 73-35-10 fingerprints; $100 fee
  • PSI National 75 items/80 points at 75% and State 40 at 80% inside two months
  • 30-hour broker post-license inside 12 months; E&O
09

How Mississippi is different

Arkansas broker: 24 months in 48 plus a 45-hour AREC Broker Pre-License. Louisiana broker requirements are built around its civil-law system. Mississippi brokers must be 21 and residents when applying, with 12 months as an active salesperson plus 120 hours (or 150 degree-program hours without the year), a bank letter, a responsible-broker letter, and two photographs. The PSI passing scores are 75 percent national and 80 percent state, with a six-month wait after two state failures. A 30-hour broker post-license course covers named escrow and supervision subjects. Fees are $100 original and $150 for a two-year renewal.

Mississippi vs neighboring states

Mississippi Real Estate Broker License compared with nearby states
Jurisdiction License title Pre-license hours Exam vendor Exam questions Exam fee Published state fees Renewal cycle Min. age
Mississippi (this guide) Broker 120 PSI 115 $75 $275 2 yr 21
Alabama Broker 60 Pearson VUE 120 $73 $243 2 yr 19
Arkansas Broker 60 Pearson VUE 120 $75 $195 1 yr 18
Louisiana Broker 150 Pearson VUE 135 $81 $381.75 1 yr 18
Tennessee Broker 120 PSI 125 $63 $245 2 yr 18

Hours are the pre-license total printed in each guide; states that count credits or named courses show “See guide.” Published state fees add the application, exam, initial-license, and fingerprint amounts the guide can cite — tuition is not included.

10

Frequently asked questions

Is the salesperson 60 the broker education?
No. Broker is 120 classroom hours plus 12 months as an active salesperson immediately preceding, or 150 degree-program hours without that year. Age 21. Bank letter, responsible-broker letter, two photographs.
What is the broker exam cut compared with salesperson?
Broker national 75 percent (60 of 80 points on 75 items) and state 80 percent (32 of 40). Salesperson is 70/75. Two state failures wait six months for broker, three months for salesperson.
Do I still have two months after approval?
Yes. Same fuse. Both portions in the same window. File closes if you miss it.
Is the 30-hour post-license the same course salespersons take?
No. § 73-35-14.5 writes different content criteria. Broker post-license spends 24 of 30 hours on escrow, intraoffice confidentiality, broker responsibilities to licensees, office policies, broker agreements, and MREC forms.
What does the broker license cost to renew?
Rule 2.1: $150 for a two-year individual or firm broker renewal. Original application-and-one-year is $100. Late inside grace is 100%.

Primary Sources

Regulatory requirements on this page are drawn from the official board, statute, and exam-provider materials listed below.

  1. MREC
  2. MREC PSI bulletin (broker rows: 75 items/80 points, 40 at 80%, age 21, 120 hours)
  3. MREC Rules (rev. 2/21/2025) — broker cuts 75%/80%, fees, six-month wait
  4. Miss. Code Ann. § 73-35-7 (120 hours, 12 months, age 21)
  5. Miss. Code Ann. § 73-35-14.5 (broker post-license named subjects)

Verified 2026-09-02  ·  Next scheduled review 2026-12-01

Update history

  1. Rewrote the guide text for readability and added state comparison tables. No requirements, fees, or deadlines changed.
  2. Requirements, fees, and deadlines checked against the primary sources cited on this page.

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