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RE License Guide

Maryland real estate licensing

Maryland Real Estate Broker License requirements

A practical, source-checked guide to qualifying, passing the exam, applying, and keeping this license active.

Gabriel Giner

By Gabriel Giner, Editor  ·  Verified  ·  RE License Guide Editorial Desk

Source checked 5 official references Next review 2026-12-01
Required education
135-hour broker pre-licensing program from an MREC-approved education provider
Exam fee
$44
Published fees
$44
Typical timeline
Three consecutive active years is the longest step
01

What to know first

A Maryland broker license requires far more than the salesperson's 60 hours. MREC FAQ 13 sets the experience requirement: to qualify for a broker license, you must have held an active real estate license for at least three consecutive years immediately prior to applying. There must be no breaks in licensure during this period, such as inactive status, reinstatements due to late renewal, or suspensions. You must complete a 135-hour broker pre-licensing course from an approved education provider and pass the broker exam administered by PSI. Once you have passed the exam, contact the Commission for instructions on how to apply for your broker license; you will not receive the 5–7-day email that salesperson candidates get.

PSI bulletin 529: the broker pre-licensing program is 135 hours, and you must pass both portions within 1 year of course completion. Broker applicants apply online (effective 8/15/24; applications sent by mail, fax, or email are returned after 3/31/2025) and upload proof of the required prelicense education. Allow up to one week for processing, then pay and schedule. Broker applicants must attach an MD license history certifying active, regular, and lawful practice for at least the 3 immediately preceding years; the history document is valid for 90 days. Examination Summary Table: Broker National 75 (80 points) / 90 minutes; State 40 (40 points) / 30 minutes; Both 115 (120 points) / 120 minutes. Note that national broker exams include questions worth up to two points. Passing scores: national 56 (of 80 points, not of 75 items), state 28. $44 per registration. The Forms and Fees page lists Broker License, Original (includes $20 GF payment) at $211 and Renewal at $191. All broker applicants must provide a current credit report before submitting an online application (fax 410-333-0023 per the bulletin; the MREC renewal page also accepts [email protected] or secure upload). The report must show a search of public records, and the renewal page says credit reports may not be older than six months.

An associate broker license is a separate option: the same 135-hour course, 3-year requirement, and PSI broker exam, but you work under a Maryland broker. The original fee is $143 including the $20 GF, and renewal is $123. A branch-office manager under §17-318 needs the broker's commitment letter and may not transfer to another branch without first contacting MREC. Once you take on a supervisory role as broker, branch-office manager, or team leader, you have 90 days to complete 1.5 clock hours of the MREC Required Supervision Course if you did not already complete it during the previous renewal (MREC CE reminders).

02

Your path to the license

Follow these steps in order. Deadlines and affiliation requirements can make a passed exam unusable if they are missed.

  1. Hold an active real estate license for three consecutive years immediately prior, with no inactive / late-renewal / suspension break

    The MD license history is valid 90 days. FAQ 13 requires the three years to be consecutive and immediately before you apply, not just three years at some point.

  2. Complete the 135-hour broker prelicensing course; apply online at PSI and upload the certificate

    Allow up to one week for PSI processing. Pass both portions within 1 year of course completion.

  3. PSI $44 broker paper: 75 items/80 points/90 min pass 56 + 40/30 min pass 28

    Do not take the salesperson 80/30 exam. The cut is 56 of 80 points, not 53 of 75 items.

  4. Contact MREC for broker-apply instructions; credit report; $211 original including $20 GF (associate broker $143 under a broker)

    Complete the 1.5-hour Required Supervision Course within 90 days of taking on a supervisory role. Ongoing CE is the 15-hour broker schedule, including Supervision I 1.5 and 2.5 elective hours. Renewal is $191 plus a credit report no older than six months.

How long the 135-hour course takes

Coursework is usually the longest step you control. Weeks below are classroom or online hours only; add application processing, fingerprint clearance, and exam scheduling from the roadmap above.

Part-time
14 weeksabout 10 hrs/week
Steady
7 weeksabout 20 hrs/week
Full-time
4 weeksabout 40 hrs/week

Overall estimate from our source review: Three consecutive active years is the longest step. After the 135 hours, PSI processing (up to a week), the Commission application step, and the credit report commonly add weeks. Watch the one-year deadline after course completion and the 90-day limit on your license history.

03

Education and eligibility

Minimum age
18 years old
Identification
A Social Security number is required. An ITIN is not confirmed as a substitute.
Residency and identification
FAQ 13: three consecutive years of active licensure immediately prior, with no breaks (inactive status, late-renewal reinstatement, or suspension). PSI bulletin: an MD license history certifying active, regular, and lawful practice for at least the 3 immediately preceding years; the history is valid 90 days. Out-of-state brokers use the PA/OK reciprocal path or Out of State License Recognition (FAQ 9); neither waives the 135 hours unless MREC confirms it.
Qualifying education
FAQ 13 and PSI bulletin 529: the broker pre-licensing program is 135 hours. Pass both portions within 1 year of course completion, and upload proof when you apply online at PSI. The salesperson 60 hours do not count toward the 135. Associate brokers take the same 135 hours. Out-of-state recognition is decided by MREC, not at PSI.
Education or filing deadline
Pass both portions within 1 year of course completion. The license history document is valid 90 days. Apply according to the Commission's instructions after you pass; scores expire if you do not apply within one year of passing (Taking the Exam page). Credit report age: the MREC renewal page says six months (for broker renewal), while the bulletin says current, with a public-records search, for an original license. Follow the stricter instruction for the filing you are making.
Character review
The same good-character requirement applies, plus a credit report with a public-records search. Submit FAQ 19 True Test copies if you have a conviction. A manual application is required if you have a criminal record or prior discipline.
Background process
A current credit report (per the MREC renewal page, no older than six months) plus self-disclosure. MREC lists no fingerprint fee.
Experience
FAQ 13: an active real estate license for at least three consecutive years immediately prior to applying, with no breaks such as inactive status, reinstatements due to late renewal, or suspensions. PSI bulletin: active, regular, and lawful practice; the MD license history is valid 90 days.
Broker affiliation
A broker operates the Maryland brokerage (place of business, trust monies, supervision). An associate broker works under that broker and needs the broker's registration number for active status. A branch-office manager under 17-318 needs a broker commitment letter and may not transfer to another branch without first contacting MREC. Complete the 1.5-hour Required Supervision Course within 90 days of taking on a supervisory role. MREC's forms list includes additional broker, additional associate-broker, and additional salesperson licenses; check with MREC before planning to hold more than one.

Documents to prepare

  • MD license history (≤ 90 days) showing 3 consecutive active years with no inactive / late-renewal / suspension break
  • 135-hour broker prelicensing certificate uploaded to PSI
  • PSI broker 75 items/80 points/90 min pass 56 + 40/30 min pass 28
  • Current credit report with public-records search
  • Commission application instructions after you pass; $211 original including $20 GF (associate broker $143)
04

The licensing exam

PSI broker exam, $44, with each portion scored separately. National: 75 items carrying 80 points / 90 minutes, pass 56 of 80 points (not 53 of 75). State: 40 items / 30 minutes, pass 28. Combined: 115 items (120 points) / 120 minutes. You must pass within 12 months of course completion. State outline broker item counts: Commission 5 (salesperson 4) including Guaranty Fund and examination of records (broker only); Licensing 8 (salesperson 4) including partnerships/corporations, place of business, percentage of ownership; Brokerage Relationships 7; Supervision 6 (salesperson 5); Business Conduct 9 (salesperson 6); Ethics 5 (salesperson 4). The credit report is a filing requirement, not a tested item.

PSI bulletin 529. Broker candidates apply online at PSI first (uploading proof of the 135 hours), then pay $44. Do not take the salesperson 80/30 exam. · Fee: $44

Part Questions Minutes Pass
Broker National 75 90 70%
Broker Maryland State 40 30 70%
Scoring details from the candidate handbook
  • Broker National: 75 items carrying 80 points (some worth two points); 90 minutes; pass 56 of 80 points, not 53 of 75. Combined with the state portion: 115 items (120 points) / 120 minutes / $44
  • Broker Maryland State: 40 items (40 points); 30 minutes; pass 28. More items on licensing (8), business conduct (9), ethics (5), supervision (6), and Commission powers (5), including examination of records (broker only). A passed portion stays valid until your course-completion deadline

The same $44 per registration and 1-year course-completion deadline apply as for salespersons. Retake only the failed portion within that deadline. The national cut is 56 of 80 points. Online (OnVUE) and in-person rules follow the bulletin; cancel at least 2 days ahead.

What to study

  • 135-hour Maryland broker prelicensing

    MREC-approved provider

    Upload proof to PSI. Pass within 1 year of course completion. Separate from the salesperson 60 hours.

  • PSI bulletin 529 broker table (75 items/80 points/90 min pass 56 + 40/30 min pass 28)

    PSI / MREC

    The cut is 56 of 80 points. Examination of records appears only on the broker state exam. The credit report is a filing requirement.

  • MREC Required Supervision Course (1.5 hours) and broker CE Supervision I

    MREC-approved provider

    Required within 90 days of becoming a broker, branch-office manager, or team leader. NAR management courses do not replace it.

05

Application costs

These are commission or testing-vendor amounts we can cite. School tuition and optional preparation products are private-market prices.

Fee Amount
Application$211
Examination$44
Initial license$211
Renewal (every 2 years)$191

Forms and Fees page: Broker Original (includes $20 GF) $211; Renewal $191. Associate broker original $143 / renewal $123. The application and initialLicense amounts are the same original fee, not two charges. PSI $44. The credit report is purchased from a third party, and its cost varies. Branch office $5 original / $5 renewal. Check the fees page for current amounts.

Published state fees

$466

Application, exam, initial-license, and fingerprint amounts cited above. Excludes school tuition.

Estimate your full cost →
Commission

Maryland Real Estate Commission (Maryland Department of Labor, Division of Occupational and Professional Licensing)

(410) 230-6200 (licensing questions; the PSI bulletin and the MREC exam page both say not to call PSI about the application). PSI examinations (855) 744-0318. Dial 7-1-1 for Maryland Relay.

Business Occupations and Professions Article, Title 17 (Maryland Real Estate Brokers Act), including §17-303 qualifications, §17-314 / §17-315 CE (30-day-before-renewal rule effective October 1, 2024), §17-318 branch-office manager. COMAR 09.11. MREC Licensing FAQs, Taking the Exam page, Forms and Fees page, and Continuing Education Requirements page. PSI Maryland Real Estate Commission Candidate Information Bulletin at test-takers.psiexams.com/mdre (Updated 8/15/2024; bulletin 529). Education Department [email protected]; broker credit reports [email protected].

Pre-licensing

135-hour broker pre-licensing program from an MREC-approved education provider

FAQ 13 and PSI bulletin 529: the broker pre-licensing program is 135 hours. Pass both portions within 1 year of course completion, and upload proof when you apply online at PSI. The salesperson 60 hours do not count toward the 135. Associate brokers take the same 135 hours. Out-of-state recognition is decided by MREC, not at PSI.

Pass both portions within 1 year of course completion. The license history document is valid 90 days. Apply according to the Commission's instructions after you pass; scores expire if you do not apply within one year of passing (Taking the Exam page). Credit report age: the MREC renewal page says six months (for broker renewal), while the bulletin says current, with a public-records search, for an original license. Follow the stricter instruction for the filing you are making.

Sponsoring broker

A broker operates the Maryland brokerage (place of business, trust monies, supervision). An associate broker works under that broker and needs the broker's registration number for active status. A branch-office manager under 17-318 needs a broker commitment letter and may not transfer to another branch without first contacting MREC. Complete the 1.5-hour Required Supervision Course within 90 days of taking on a supervisory role. MREC's forms list includes additional broker, additional associate-broker, and additional salesperson licenses; check with MREC before planning to hold more than one.

Fingerprints

Same as salesperson: MREC lists no fingerprint fee. Additional broker checks are the 90-day license history, the credit report, and FAQ 19 True Test copies if you have a conviction.

CE / renewal

MREC CE Requirements page, residential broker / branch-office manager / team leader: 15 hours, including Legislative A 3, Fair Housing C 2 (commercial-only: ADA P 2), Ethics D 3, Agency H 3, Supervision I 1.5, electives 2.5. You have 90 days to complete the Required Supervision Course after taking on a supervisory role if you have not already. The same 30-day-before-renewal rule and 14-day provider-upload rule apply. NAR ethics is not Maryland ethics. Out-of-state hours count toward electives only.

The same $168 reinstatement fee plus past-due renewals within 3 years applies as for salespersons (MREC renewal page). After 3 years, contact the Commission. Broker renewal also requires a credit report no older than six months.

Recovery fund

Fees page: original broker $211 includes $20 GF; original associate broker $143 includes $20 GF. The $191 / $123 renewal rows do not mention a GF payment. The Guaranty Fund is a scored item under Commission powers (5 broker items).

06

Mistakes that delay applicants

  • Counting an inactive year or a late-renewal reinstatement toward the three consecutive active years

    FAQ 13 names those breaks. The three years must be consecutive and immediately prior.

  • Sitting the salesperson 80-item national / 30-item state paper

    The broker national exam is 75 items carrying 80 points, and the state exam is 40 items. The cut is 56 of 80 points and 28 of 40.

  • Treating 56 of 75 items as the national cut

    It is 56 of 80 points, because some items are worth two points. The combined exam is 115 items carrying 120 points.

  • Waiting for the salesperson self-serve email instead of contacting MREC after you pass

    FAQ 13 tells brokers to contact MREC. You also need a credit report and the $211 fee. The associate broker license ($143) is the option for working under a broker.

  • Skipping the 1.5-hour Required Supervision Course after you start supervising

    Required within 90 days (MREC CE reminders). Broker CE also includes Supervision I 1.5 each cycle.

  • Renewing on the salesperson elective grid (4 electives, no Supervision I)

    Broker electives drop to 2.5 hours to make room for Supervision I 1.5. Broker renewal requires a credit report no older than 6 months.

07

Reciprocity and recognition

Partner / path Accepted exam Conditions
Pennsylvania PA raised-seal original certificate FAQ 9 broker path: original certificate, Articles of Incorporation or Organization, license history, and proof the company is registered with the Maryland Department of Assessments and Taxation.
Oklahoma Contact MREC Education FAQ 9: email [email protected] before you skip the 135 hours.

Licensees originally licensed in other states use Out of State License Recognition. In-state candidates upgrade with three consecutive active Maryland years; an inactive year in Pennsylvania does not count toward FAQ 13.

08

Renewal and staying active

MREC CE Requirements page, residential broker / branch-office manager / team leader: 15 hours, including Legislative A 3, Fair Housing C 2 (commercial-only: ADA P 2), Ethics D 3, Agency H 3, Supervision I 1.5, electives 2.5. You have 90 days to complete the Required Supervision Course after taking on a supervisory role if you have not already. The same 30-day-before-renewal rule and 14-day provider-upload rule apply. NAR ethics is not Maryland ethics. Out-of-state hours count toward electives only.

Late renewal: The same $168 reinstatement fee plus past-due renewals within 3 years applies as for salespersons (MREC renewal page). After 3 years, contact the Commission. Broker renewal also requires a credit report no older than six months.

Associate-broker renewal is $123 on the fees page. Branch office $5. Additional broker and additional associate-broker licenses use separate forms. Check the fees page for current amounts.

Applicant checklist

  • 3 consecutive active years immediately prior with no inactive / late-renewal / suspension break (history ≤ 90 days)
  • 135-hour broker prelicensing; apply online at PSI and upload proof; pass both portions within the year after course completion
  • PSI $44: 75 items/80 points/90 min pass 56 + 40/30 min pass 28
  • Contact MREC to apply; current credit report; $211 original including $20 GF (or $143 associate broker under a broker)
  • 1.5-hour Required Supervision Course within 90 days of assuming the role; 15-hour broker CE including Supervision I 1.5, 30 days before renewal
09

How Maryland is different

Pennsylvania and Virginia brokers each have their own hour and experience requirements. A Maryland broker needs three consecutive active years with no break for inactive status, late-renewal reinstatement, or suspension; 135 hours; the PSI exam (75 items/80 points/90 min, pass 56, plus 40 items/30 min, pass 28); $211 including the $20 GF; a credit report; and an application made by contacting the Commission after you pass. An associate broker completes the same education and works under a broker, for $143.

Maryland vs neighboring states

Maryland Real Estate Broker License compared with nearby states
Jurisdiction License title Pre-license hours Exam vendor Exam questions Exam fee Published state fees Renewal cycle Min. age
Maryland (this guide) Broker 135 PSI 115 $44 $466 2 yr 18
Delaware Broker 99 Pearson VUE 130 $88 $584 2 yr 18
District of Columbia Broker 135 PSI 115 $79 $314 2 yr 18
Pennsylvania Broker 240 Pearson VUE 120 $52 $261.50 2 yr 21
Virginia Broker 180 PSI 125 $60 $659 2 yr 18
West Virginia Broker 180 Pearson VUE 140 $59 $234 1 yr 18

Hours are the pre-license total printed in each guide; states that count credits or named courses show “See guide.” Published state fees add the application, exam, initial-license, and fingerprint amounts the guide can cite — tuition is not included.

10

Frequently asked questions

How much experience, and do inactive years count?
FAQ 13: three consecutive years of active licensure immediately prior. There can be no breaks; inactive status, reinstatements due to late renewal, or suspensions reset the count. The PSI bulletin requires an MD license history (valid 90 days) certifying active, regular, and lawful practice.
What education?
A 135-hour broker prelicensing course from an approved provider. Pass both PSI portions within 1 year of course completion. The salesperson 60 hours do not count toward the 135. Associate brokers take the same 135 hours.
Is the national paper still 80 items?
No. The broker national exam is 75 items carrying 80 points in 90 minutes. The cut is 56 of 80 points, not 53 of 75 items and not 56 of 75. The state exam is 40 items / 30 minutes, pass 28.
Do I apply the same way as a salesperson after I pass?
No. FAQ 13 says to contact the Commission for instructions on how to apply for your broker license; you will not get the salesperson email. A credit report is required. The original fee is $211 including the $20 GF.
Associate broker vs broker?
Both require the same 135 hours, the same 3 years, and the same PSI broker exam. An associate broker works under a Maryland broker (original $143 including $20 GF). A broker runs the brokerage (original $211). MREC's forms list includes additional-license forms.
What CE do brokers take?
The MREC CE page lists 15 hours for residential brokers, branch-office managers, and team leaders: Legislative A 3, Fair Housing C 2, Ethics D 3, Agency H 3, Supervision I 1.5, electives 2.5. After taking on a supervisory role, you have 90 days to take the 1.5-hour Required Supervision Course if you have not already. The same 30-day-before-renewal rule applies. Broker renewal requires a credit report no older than 6 months.

Primary Sources

Regulatory requirements on this page are drawn from the official board, statute, and exam-provider materials listed below.

  1. MREC FAQ 13 (3 consecutive active years with no breaks; 135 hours; contact Commission after PSI)
  2. PSI bulletin 529 (broker 135 hours; 75 items/80 points/90 min pass 56 + 40/30 min pass 28; $44; 90-day history)
  3. MREC Forms and Fees (broker original $211 includes $20 GF; renewal $191; associate $143 / $123)
  4. MREC CE requirements (broker grid includes Supervision I 1.5; 90-day supervision course when you assume the role)
  5. MREC Renew or Reinstate (broker credit report ≤ 6 months; $168 reinstatement; 3-year cap)

Verified 2026-09-02  ·  Next scheduled review 2026-12-01

Update history

  1. Rewrote the guide text for readability and added state comparison tables. No requirements, fees, or deadlines changed.
  2. Requirements, fees, and deadlines checked against the primary sources cited on this page.

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