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RE License Guide

Maryland real estate licensing

Maryland Real Estate Broker License requirements

A practical, source-checked guide to qualifying, passing the exam, applying, and keeping this license active.

Gabriel Giner

By Gabriel Giner, Editor  ·  Verified  ·  RE License Guide Editorial Desk

Source checked 5 official references Next review 2026-12-01
Required education
135-hour broker pre-licensing program from an MREC-approved education provider
Exam fee
$44
Published fees
$44
Typical timeline
Three consecutive active years is the long pole
01

What to know first

A Maryland broker license is not a weekend add-on to the salesperson 60. Live FAQ 13 (fetched 2026-09-02) is the experience bible: to qualify for a broker license, you must have held an active real estate license for at least three consecutive years immediately prior to applying. There must be no breaks in licensure during this period, such as inactive status, reinstatements due to late renewal, or suspensions. You are required to complete a 135-hour broker pre-licensing course from an approved education provider and pass the broker exam administered by PSI. Once you have passed the exam, please contact the Commission for instructions on how to apply for your broker license — that is not the salesperson 5–7-day self-serve email.

PSI bulletin 529: broker pre-licensing program is 135 hours; pass both portions within 1 year of course completion; broker applicants apply online (effective 8/15/24; mail/fax/email returned after 3/31/2025) and upload verification of the required prelicense education; allow up to one week for processing; then pay and schedule. Broker applicants must attach a MD license history certifying active, regular, and lawful practice for at least 3 immediately preceding years; the history document is valid for 90 days. Examination Summary Table: Broker National 75 (80 points) / 90 minutes; State 40 (40 points) / 30 minutes; Both 115 (120 points) / 120 minutes. Note: national broker exams include questions that are scored up to two points. Passing scores: national 56 (of 80 points, not of 75 items), state 28. $44 per registration. Live Forms and Fees: Broker License, Original (includes $20 GF payment) $211; Renewal $191. All broker applicants must provide a current credit report before submitting an online application (fax 410-333-0023 per the bulletin; live renew page also accepts dlmrecbrokercr-labor@maryland.gov or secure upload); it must show a search of public records; live renew page: credit reports shall not be older than six months.

Associate broker is a different hanging: same 135-hour / 3-year / PSI broker paper path hung under a Maryland broker, original $143 including $20 GF, renewal $123. Branch-office manager under §17-318 needs the broker's commitment letter and may not transfer to another branch without first contacting MREC. Once you assume a supervisory role as broker, branch-office manager, or team leader, you have 90 days to complete 1.5 clock hours of the MREC Required Supervision Course if not already completed during the previous renewal (live CE reminders).

02

Your path to the license

Follow these steps in order. Deadlines and affiliation requirements can make a passed exam unusable if they are missed.

  1. Hold an active real estate license for three consecutive years immediately prior, with no inactive / late-renewal / suspension break

    MD license history valid 90 days. Live FAQ 13 is stricter than a casual "three years sometime."

  2. Complete the 135-hour broker prelicensing course; apply online at PSI and upload the certificate

    Allow up to one week for PSI processing. Pass both portions within 1 year of course completion.

  3. PSI $44 broker paper: 75 items/80 points/90 min pass 56 + 40/30 min pass 28

    Do not sit the salesperson 80/30 paper. Cut is 56 of 80 points, not 53 of 75 items.

  4. Contact MREC for broker-apply instructions; credit report; $211 original including $20 GF (associate broker $143 under a broker)

    1.5-hour Required Supervision Course within 90 days of assuming a supervisory role. Subsequent CE is the broker 15-hour grid including Supervision I 1.5 and 2.5 electives. Renewal $191 plus a credit report not older than six months.

03

Education and eligibility

Minimum age
18 years old
Identification
A Social Security number is required. An ITIN is not confirmed as a substitute.
Residency and identification
Live FAQ 13: three consecutive years of active licensure immediately prior, with no breaks (inactive, late-renewal reinstatement, or suspension). PSI bulletin: MD license history certifying active, regular, and lawful practice for at least 3 immediately preceding years; history valid 90 days. Out-of-state broker reciprocity is the PA/OK path or Out of State License Recognition (FAQ 9), not a waiver of the 135 unless MREC says so on that live product.
Qualifying education
Live FAQ 13 + PSI bulletin 529 (fetched 2026-09-02): broker pre-licensing program is 135 hours; pass both portions within 1 year of course completion; upload verification when you apply online at PSI. The salesperson 60 is not this 135. Associate broker uses the same 135. Out-of-state recognition is a live MREC product, not a substitute you invent at PSI.
Education or filing deadline
Pass both portions within 1 year of course completion. License history document valid 90 days. Apply per Commission instructions after you pass; scores expire if you do not apply within one year of passing (live exam page). Credit report freshness: live renew page six months (broker renewal); bulletin says current / public-records search for original — follow the stricter live instruction you are filing under.
Character review
Same good-character prerequisite plus the credit-report public-records search. FAQ 19 True Test copies if a conviction exists. Manual application if criminal or prior discipline.
Background process
Credit report (current; live renew page not older than six months) plus self-disclosure. No fingerprint dollar on the live pages.
Experience
Live FAQ 13: active real estate license for at least three consecutive years immediately prior to applying; no breaks such as inactive status, reinstatements due to late renewal, or suspensions. PSI bulletin: active, regular, and lawful practice; MD license history valid 90 days.
Broker affiliation
A broker operates the Maryland brokerage (place of business, trust monies, supervision). Associate broker hangs under that broker and still needs the broker's registration number for active status. Branch-office manager under 17-318: broker commitment letter; may not transfer to another branch without first contacting MREC. 1.5-hour Required Supervision Course within 90 days of assuming a supervisory role. Individual can hold additional broker / additional associate-broker / additional salesperson products on the live forms list — confirm live rather than stacking hangings as a plan.

Documents to prepare

  • MD license history (≤ 90 days) showing 3 consecutive active years with no inactive / late-renewal / suspension break
  • 135-hour broker prelicensing certificate uploaded to PSI
  • PSI broker 75 items/80 points/90 min pass 56 + 40/30 min pass 28
  • Current credit report with public-records search
  • Commission apply instructions after you pass; $211 original including $20 GF (associate broker $143)
04

The licensing exam

PSI broker paper, $44, independently scored portions. National 75 items carrying 80 points / 90 minutes, pass 56 of 80 points — not 53 of 75. State 40 items / 30 minutes, pass 28. Combo 115 items (120 points) / 120 minutes. 12-month course-completion clock. State outline broker bands: Commission 5 (salesperson 4) including Guaranty Fund and examination of records (broker only); Licensing 8 (salesperson 4) including partnerships/corporations, place of business, percentage of ownership; Brokerage Relationships 7; Supervision 6 (salesperson 5); Business Conduct 9 (salesperson 6); Ethics 5 (salesperson 4). Credit report is a filing gate, not a scored item.

PSI bulletin 529. Broker apply-online at PSI first (upload 135-hour proof); then $44. Do not sit the salesperson 80/30 paper. · Fee: $44

Part Questions Minutes Pass
Broker National 75 90 75 items carrying 80 points (some two-point); 90 minutes; pass 56 of 80 points — not 53 of 75. Combo with state is 115 items (120 points) / 120 minutes / $44
Broker Maryland State 40 30 40 items (40 points); 30 minutes; pass 28. Heavier licensing (8), business conduct (9), ethics (5), supervision (6), Commission powers (5) including examination of records (broker only). Passed portion lives until the course-completion deadline

Same $44 per registration and 1-year course-completion clock as salesperson. Retake only the failed portion inside that deadline. National cut is 56 of 80 points. Combo OnVUE/in-person rules follow the bulletin; cancel 2 days ahead.

What to study

  • 135-hour Maryland broker prelicensing

    MREC-approved provider

    Upload to PSI. 1-year course-completion clock. Not the salesperson 60.

  • PSI bulletin 529 broker table (75 items/80 points/90 min pass 56 + 40/30 min pass 28)

    PSI / MREC

    Cut is 56 of 80 points. Examination of records is broker-only on the state paper. Credit report is a filing gate.

  • MREC Required Supervision Course (1.5 hours) and broker CE Supervision I

    MREC-approved provider

    90 days after assuming broker / BOM / team-leader. Not optional NAR management CE.

05

Application costs

These are commission or testing-vendor amounts we can cite. School tuition and optional preparation products are private-market prices.

Fee Amount
Application$211
Examination$44
Initial license$211
Renewal (every 2 years)$191

Live Forms and Fees: Broker Original (includes $20 GF) $211; Renewal $191. Associate broker original $143 / renewal $123. Application and initialLicense are the same live original row, not stacked. PSI $44. Credit-report cost is a third-party pull this hub does not freeze. Branch office $5 original / $5 renewal. Confirm live fees page.

Commission

Maryland Real Estate Commission (Maryland Department of Labor, Division of Occupational and Professional Licensing)

(410) 230-6200 (licensing questions — live PSI bulletin and exam page: do not call PSI about the application). PSI examinations (855) 744-0318. Dial 7-1-1 for Maryland Relay.

Business Occupations and Professions Article, Title 17 (Maryland Real Estate Brokers Act), including §17-303 qualifications, §17-314 / §17-315 CE (30-day-before-renewal rule effective October 1, 2024), §17-318 branch-office manager. COMAR 09.11. Live MREC Licensing FAQs, Taking the Exam page, Forms and Fees page, and Continuing Education Requirements page, fetched 2026-09-02. PSI Maryland Real Estate Commission Candidate Information Bulletin at test-takers.psiexams.com/mdre (Updated 8/15/2024; bulletin 529), fetched 2026-09-02. Education Department dloplrecec-labor@maryland.gov; broker credit reports dlmrecbrokercr-labor@maryland.gov.

Pre-licensing

135-hour broker pre-licensing program from an MREC-approved education provider

Live FAQ 13 + PSI bulletin 529 (fetched 2026-09-02): broker pre-licensing program is 135 hours; pass both portions within 1 year of course completion; upload verification when you apply online at PSI. The salesperson 60 is not this 135. Associate broker uses the same 135. Out-of-state recognition is a live MREC product, not a substitute you invent at PSI.

Pass both portions within 1 year of course completion. License history document valid 90 days. Apply per Commission instructions after you pass; scores expire if you do not apply within one year of passing (live exam page). Credit report freshness: live renew page six months (broker renewal); bulletin says current / public-records search for original — follow the stricter live instruction you are filing under.

Sponsoring broker

A broker operates the Maryland brokerage (place of business, trust monies, supervision). Associate broker hangs under that broker and still needs the broker's registration number for active status. Branch-office manager under 17-318: broker commitment letter; may not transfer to another branch without first contacting MREC. 1.5-hour Required Supervision Course within 90 days of assuming a supervisory role. Individual can hold additional broker / additional associate-broker / additional salesperson products on the live forms list — confirm live rather than stacking hangings as a plan.

Fingerprints

Same as salesperson: no fingerprint dollar on the live pages this hub fetched. Extra broker screens are the 90-day license history, the credit report, and FAQ 19 True Test copies if a conviction is on the record.

CE / renewal

Live CE-requirements page broker / branch-office manager / team-leader residential grid: 15 hours including Legislative A 3, Fair Housing C 2 (commercial-only: ADA P 2), Ethics D 3, Agency H 3, Supervision I 1.5, electives 2.5. 90 days to complete the Required Supervision Course after assuming a supervisory role if not already completed. Same 30-day-before-renewal rule and 14-day provider-upload rule. NAR ethics is not Maryland ethics. Out-of-state hours toward electives only.

Same $168 reinstatement + past-due renewals inside 3 years as salespersons (live renew page). After 3 years, contact the Commission. Broker renewal also wants a credit report not older than six months.

Recovery fund

Live fees page: original broker $211 includes $20 GF; original associate broker $143 includes $20 GF. Renewal rows $191 / $123 do not repeat the GF parenthetical. Guaranty Fund is a scored Commission-powers item (5 broker).

06

Mistakes that delay applicants

  • Counting an inactive year or a late-renewal reinstatement toward the three consecutive active years

    Live FAQ 13 names those breaks. The clock is consecutive and immediately prior.

  • Sitting the salesperson 80-item national / 30-item state paper

    Broker national is 75 items carrying 80 points. State is 40. Cut is 56 of 80 points and 28 of 40.

  • Treating 56 of 75 items as the national cut

    56 of 80 points. Two-point items. Combo is 115 items carrying 120 points.

  • Waiting for the salesperson self-serve email instead of contacting MREC after you pass

    FAQ 13. Credit report. $211. Associate broker is the $143 under-a-broker path.

  • Skipping the 1.5-hour Required Supervision Course after you start supervising

    90 days. Live CE reminders. Broker CE grid also wants Supervision I 1.5 each cycle.

  • Renewing on the salesperson elective grid (4 electives, no Supervision I)

    Broker electives shrink to 2.5 to make room for Supervision I 1.5. Credit report ≤ 6 months on broker renewal.

07

Reciprocity and recognition

Partner / path Accepted exam Conditions
Pennsylvania PA raised-seal original certificate FAQ 9 broker path: original certificate, Articles of Incorporation or Organization, license history, and proof the company is registered with the Maryland Department of Assessments and Taxation.
Oklahoma Contact MREC Education FAQ 9: dloplrecec-labor@maryland.gov before you skip the 135.

Other original states: Out of State License Recognition. Three consecutive Maryland-active years is the in-state upgrade path; do not count a Pennsylvania inactive year toward FAQ 13.

08

Renewal and staying active

Live CE-requirements page broker / branch-office manager / team-leader residential grid: 15 hours including Legislative A 3, Fair Housing C 2 (commercial-only: ADA P 2), Ethics D 3, Agency H 3, Supervision I 1.5, electives 2.5. 90 days to complete the Required Supervision Course after assuming a supervisory role if not already completed. Same 30-day-before-renewal rule and 14-day provider-upload rule. NAR ethics is not Maryland ethics. Out-of-state hours toward electives only.

Late renewal: Same $168 reinstatement + past-due renewals inside 3 years as salespersons (live renew page). After 3 years, contact the Commission. Broker renewal also wants a credit report not older than six months.

Associate-broker renewal is $123 on the live fees page. Branch office $5. Additional broker / additional associate-broker forms are separate live products. Confirm live fees.

Applicant checklist

  • 3 consecutive active years immediately prior with no inactive / late-renewal / suspension break (history ≤ 90 days)
  • 135-hour broker prelicensing; PSI online apply + upload; both portions inside the course year
  • PSI $44: 75 items/80 points/90 min pass 56 + 40/30 min pass 28
  • Contact MREC to apply; current credit report; $211 original including $20 GF (or $143 associate broker under a broker)
  • 1.5-hour Required Supervision Course within 90 days of assuming the role; 15-hour broker CE including Supervision I 1.5, 30 days before renewal
09

How Maryland is different

Pennsylvania broker and Virginia broker are different named-hour-plus-experience grids. Maryland broker is three consecutive active years with no inactive / late-renewal / suspension breaks, 135 hours, PSI 75 items/80 points/90 min pass 56 + 40/30 min pass 28, $211 including $20 GF, a credit report, and a contact-the-Commission apply step after you pass. Associate broker is the same education hung under a broker at $143.

10

Frequently asked questions

How much experience, and do inactive years count?
Live FAQ 13: three consecutive years immediately prior, active. No breaks — inactive status, reinstatements due to late renewal, or suspensions kill the clock. PSI bulletin wants a MD license history (90-day life) certifying active, regular, and lawful practice.
What education?
135-hour broker prelicensing from an approved provider. Pass both PSI portions within 1 year of course completion. The salesperson 60 is not this 135. Associate broker uses the same 135.
Is the national paper still 80 items?
No. Broker national is 75 items carrying 80 points in 90 minutes. Cut is 56 of 80 points, not 53 of 75 items and not 56 of 75. State is 40 items / 30 minutes, pass 28.
Do I apply the same way as a salesperson after I pass?
No. FAQ 13: contact the Commission for instructions on how to apply for your broker license. Salesperson self-serve email is not that path. Credit report required. $211 original including $20 GF.
Associate broker vs broker?
Same 135 hours, same 3-year clock, same PSI broker paper. Associate broker hangs under a Maryland broker (original $143 including $20 GF). Broker runs the shop (original $211). Additional-license forms exist on the live forms list.
What CE do brokers take?
Live CE page broker/branch-office-manager/team-leader residential grid totals 15: Legislative A 3, Fair Housing C 2, Ethics D 3, Agency H 3, Supervision I 1.5, electives 2.5. 90 days to take the 1.5-hour Required Supervision Course after assuming the role if not already done. Same 30-day-before-renewal rule. Credit report ≤ 6 months on broker renewal.

Primary Sources

Regulatory requirements on this page are drawn from the official board, statute, and exam-provider materials listed below.

  1. MREC FAQ 13 (3 consecutive active years with no breaks; 135 hours; contact Commission after PSI)
  2. PSI bulletin 529 (broker 135 hours; 75 items/80 points/90 min pass 56 + 40/30 min pass 28; $44; 90-day history)
  3. MREC Forms and Fees (broker original $211 includes $20 GF; renewal $191; associate $143 / $123)
  4. MREC CE requirements (broker grid includes Supervision I 1.5; 90-day supervision course when you assume the role)
  5. MREC Renew or Reinstate (broker credit report ≤ 6 months; $168 reinstatement; 3-year cap)

Verified 2026-09-02  ·  Next scheduled review 2026-12-01