Montana real estate licensing
Montana Real Estate Broker License requirements
A practical, source-checked guide to qualifying, passing the exam, applying, and keeping this license active.
By Gabriel Giner, Editor · Verified · RE License Guide Editorial Desk
- Required education
- 60 hours
- Exam fee
- $95
- Published fees
- $280+
- Typical timeline
- Two years of licensed salesperson work plus a 30-point / 36-month tally is the long pole
What to know first
A Montana broker license is not a second 70-hour salesperson course, and it is not automatically the supervising-broker endorsement that salespersons have to hang under. ARM 24.210.611(9)(a) wants 60 hours of approved broker prelicensing education obtained within 18 months immediately preceding the application — a tighter education fuse than the salesperson's 24 months, and a different hour count. MCA 37-51-302(2)(e) describes those 60 hours as "in addition to those required to secure a salesperson's license," in principles, law, finance, and related topics, with a passing course exam. The salesperson 70 does not post as the broker 60.
Experience is two statutes stacked, not a blog year-count. MCA 37-51-302(2)(c): actively engaged as a licensed real estate salesperson for two years, or equivalent experience or special education the Board will actually accept (the Board may waive if the applicant could not obtain salesperson employment because of local conditions). ARM 24.210.611(9)(b) is how the Board currently measures "actively engaged": 30 points in any combination of point types within the 36 months before application. The 12/2025 broker checklist lists both the two-year statutory floor and the 30-point ARM test, plus E&O. Points are not a vibe. Transaction points: one per closed residential (max five leases), three per closed farm/ranch/agricultural/commercial (max five leases); both sides of a transaction can count with evidence. Education points: 3 for an associate's in real estate or for CCIM/CRB, 5 for a bachelor's or higher in business management, a J.D., or a bachelor's or higher in real estate. Supervision points (only for a broker who has already supervised at least 36 months): 1 per year of supervisory experience (max 3), 1 per FTE supervised in 36 months (max 10), 1 per five transactions supervised (max 15). Educator points: 1 per instructor day of at least six hours in 36 months (max 10). Own-property deals, employer-entity deals, and mortgage-broker-only work do not count (611(9)(d)–(e)). A listing counts only if it sold (611(9)(f)). Teams get one credit total per side (611(9)(h)). Transactions must be on Board forms; "no other form or computer printout will be accepted" (12/2025 checklist).
Pearson still prices each portion at $95. National Broker 80 scored + 5 pretest, 150 minutes, 75. State Broker 40 scored + 10 pretest, 90 minutes, 75 — same item counts as salesperson, but the state outline adds six broker-only items (trust accounts, supervision, place of business, recordkeeping, closing statements) taken out of other buckets. Apply within 12 months of the exam (ARM 24.210.611(3)). Pearson's broker authorization window is ten years after the first course required to take the broker exams; that is Pearson eligibility, not the Board's 12-month or 18-month clocks. Original broker fee is $90 (live broker page; ARM 24.210.401(4)); active renewal $90, inactive $45.
Passing the broker exam does not let you supervise salespersons. The supervising-broker endorsement is a separate Board product: 8-hour pre-endorsement course, then 4 hours of titled "Supervising Broker" CE each licensing year inside the 12-hour total. No separate endorsement fee (MCA 37-51-302(6)(b)). Miss the 4 hours and the endorsement terminates and cannot be reinstated (ARM 24.210.604). Out-of-state / waiver broker applicants with a current active license in good standing sit the Montana state portion only (ARM 24.210.611(6)–(7)) and still file Board transaction sheets and license verifications (12/2025 out-of-state checklist).
Your path to the license
Follow these steps in order. Deadlines and affiliation requirements can make a passed exam unusable if they are missed.
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Confirm two years as a licensed salesperson and start the 30-point tally on Board forms
Closed residential = 1 point (max five leases); farm/ranch/ag/commercial = 3. Own-property and mortgage-broker work do not count. Teams: one credit total per side. Get the supervising broker of record to complete the transaction sheets — staff will not advise on point allocation (12/2025 checklist).
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Complete the 60-hour broker prelicense inside 18 months of application
Not the salesperson 70. Not the 8-hour supervising-broker pre-endorsement course. Course exam required (MCA 37-51-302(2)(e)).
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Pearson broker exam — $95 per portion
National 80/150 min/75% and state 40/90 min/75% including six broker-only items. Waiver candidates sit state only. Apply to the Board within 12 months of the exam.
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File the $90 broker application with transaction sheets and E&O
Accela/POL (aca-prod.accela.com/POL per the 12/2025 checklist). Attach 60-hour certificate, both score reports, Board forms only, license verifications, E&O. Nonroutine files go to the Board (611(10)).
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If you will supervise salespersons, take the 8-hour pre-endorsement course
The broker license does not include the endorsement. Keep it with 4 hours of "Supervising Broker" CE each year inside the 12. Miss it and the endorsement terminates and cannot be reinstated.
Education and eligibility
- Minimum age
- 18 years old
- Identification
- A Social Security number is required. An ITIN is not confirmed as a substitute.
- Residency and identification
- Montana residency is not required. Experience may be earned while licensed in Montana or in another jurisdiction (ARM 24.210.611(9)(c)), but it must be legally obtained as a real-estate licensee — not as an unlicensed assistant and not as a mortgage broker. Waiver applicants must hold a current active license in good standing (611(6)).
- Qualifying education
- ARM 24.210.611(9)(a) / MCA 37-51-302(2)(e): 60 classroom or equivalent hours in addition to the salesperson prelicense, obtained within 18 months immediately preceding the application, in a Board-approved course covering real estate principles, law, finance, and related topics, with a passing course examination. The Board homepage currently advertises 60-hour broker pre-licensing blocks separate from the 70-hour salesperson blocks and from the 8-hour supervising-broker pre-endorsement course. The salesperson 70 is not this 60.
- Education or filing deadline
- Broker prelicense ≤18 months at application (ARM 24.210.611(9)(a)). Exam ≤12 months at application (611(3)). Pearson broker authorization is ten years after the first course required to take the broker exams — Pearson eligibility, not the Board clocks.
- Character review
- Same good-repute standard (MCA 37-51-302(1)). Nonroutine applications are reviewed by the Board (611(10)). Personal-history "yes" answers require source documents; the 12/2025 checklist flags discipline documentation from the licensing board, federal agencies, or court.
- Background process
- 12/2025 broker checklist: personal history and official license verification, not a fingerprint vendor. Same as the salesperson packet. ARM 24.210.401 has no fingerprint fee.
- Experience
- MCA 37-51-302(2)(c): two years actively engaged as a licensed salesperson, or equivalent the Board accepts. ARM 24.210.611(9)(b) currently requires 30 points in the 36 months before application, in any mix of transaction, education, supervision, and educator points, documented on Board transaction sheets. The 12/2025 checklist lists both the two-year floor and the 30-point test.
- Broker affiliation
- A Montana broker license authorizes independent practice. Supervising salespersons requires a separate supervising-broker endorsement: 8-hour pre-endorsement course, then 4 hours of titled "Supervising Broker" CE each licensing year inside the 12-hour CE total (Board endorsement page; ARM 24.210.604). No endorsement fee (MCA 37-51-302(6)(b)). The endorsement cannot be placed inactive; a terminated endorsement cannot be reinstated — retake the current pre-endorsement course. Reasonable-supervision duties for brokers who do hold the endorsement sit in ARM 24.210.605 (written office policy, etc.).
Documents to prepare
- 60-hour broker prelicense certificate dated within 18 months of application
- Pearson broker national and state passing results dated within 12 months
- Board transaction sheets only — 12/2025 checklist: no other form or computer printout
- Diploma/transcripts for claimed education points (associate's in real estate, CCIM/CRB, bachelor's+ in business management or real estate, J.D.)
- Official license verification from every jurisdiction of any professional license
- Proof of E&O (MCA 37-51-325)
The licensing exam
Pearson handbook #092700, January 2026. National Broker: $95, 150 minutes, 5 pretest, 80 scored, passing 75. State Broker: $95, 90 minutes, 10 pretest, 40 scored, passing 75. State outline effective January 1, 2025 reweights for brokers: Licensing Agency Powers 2 items (vs 3 salesperson), Licensing 2 (vs 3), Activities of Licensees 26 (vs 28), Additional Topics 4 (vs 6), plus Additional Broker Topics 6 (trust accounts, supervision, place of business, recordkeeping, closing statements). Same 75 percent scaled cut. Pass one part, retake only the failed part. Combo sitting is two $95 fees.
Pearson VUE, handbook #092700 (January 2026). Same $95-per-portion table as salesperson; broker rows are separate exam types. · Fee: $95
| Part | Questions | Minutes | Pass |
|---|---|---|---|
| National Broker | 80 | 150 | 75 scaled; 5 pretest; $95 per portion |
| State Broker (Montana laws, rules, and regulations + broker-only topics) | 40 | 90 | 75 scaled; 10 pretest; $95 per portion; 6 broker-only items on trust accounts, supervision, place of business, recordkeeping, closing |
$95 per portion; both portions $190. Pass one, retake only the failed part. 48-hour change/cancel. Pearson broker authorization is ten years after the first required broker-exam course. ARM 24.210.611(3) still kills results not used in a license application within 12 months. Waiver applicants sit the state portion only. Walk-ins unavailable.
What to study
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Pearson VUE Montana handbook #092700 — broker rows and state outline Additional Broker Topics
Pearson VUE / MBRR
$95 per portion, 6 broker-only state items, 10-year Pearson authorization vs 12-month Board application clock.
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12/2025 Real Estate Broker checklist and transaction sheets
Montana Board of Realty Regulation
30-point rules in the form the Board will actually score. No substitute printouts.
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ARM 24.210.611(9) and MCA 37-51-302
Montana
Two-year floor, 30-point test, 60-hour / 18-month education, waiver sits state only.
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ARM 24.210.604 / Board Supervising Broker Endorsement page
MBRR
8-hour pre-endorsement, 4-hour annual maintenance, no reinstatement after termination.
Application costs
These are commission or testing-vendor amounts we can cite. School tuition and optional preparation products are private-market prices.
| Fee | Amount |
|---|---|
| Application | $90 |
| Examination | $95 |
| Initial license | $90 |
| Renewal (every year) | $90 |
ARM 24.210.401 and the live broker page: original broker $90, active renewal $90, inactive renewal $45, activate from inactive $45. Pearson #092700: $95 per portion (national $95, state $95). Application and initialLicense are the same $90 original, not stacked. Supervising-broker endorsement has no licensing fee (MCA 37-51-302(6)(b)). Examination fees payable to Pearson (24.210.401(3)). All Board fees nonrefundable. No fingerprint line.
| Commission | Montana Board of Realty Regulation (406) 444-6880 MCA Title 37, Chapter 51 (Real Estate Brokers and Salespersons); ARM Title 24, Chapter 210 (Board of Realty Regulation), especially 24.210.401 (fees), 24.210.604 (supervising broker endorsement), 24.210.611 (application clocks and broker points), 24.210.667 (CE) |
|---|---|
| Pre-licensing | 60 hours ARM 24.210.611(9)(a) / MCA 37-51-302(2)(e): 60 classroom or equivalent hours in addition to the salesperson prelicense, obtained within 18 months immediately preceding the application, in a Board-approved course covering real estate principles, law, finance, and related topics, with a passing course examination. The Board homepage currently advertises 60-hour broker pre-licensing blocks separate from the 70-hour salesperson blocks and from the 8-hour supervising-broker pre-endorsement course. The salesperson 70 is not this 60. Broker prelicense ≤18 months at application (ARM 24.210.611(9)(a)). Exam ≤12 months at application (611(3)). Pearson broker authorization is ten years after the first course required to take the broker exams — Pearson eligibility, not the Board clocks. |
| Sponsoring broker | A Montana broker license authorizes independent practice. Supervising salespersons requires a separate supervising-broker endorsement: 8-hour pre-endorsement course, then 4 hours of titled "Supervising Broker" CE each licensing year inside the 12-hour CE total (Board endorsement page; ARM 24.210.604). No endorsement fee (MCA 37-51-302(6)(b)). The endorsement cannot be placed inactive; a terminated endorsement cannot be reinstated — retake the current pre-endorsement course. Reasonable-supervision duties for brokers who do hold the endorsement sit in ARM 24.210.605 (written office policy, etc.). |
| Fingerprints | Not listed on the 12/2025 broker checklist. Personal-history questions and license verification. No fingerprint fee in ARM 24.210.401. |
| CE / renewal | Same ARM 24.210.667 12-hour year (November 1–October 31) as salespersons. Supervising brokers must include 4 hours of board-approved "Supervising Broker" education inside that 12 (ARM 24.210.604; Board endorsement page). Those 4 hours are not in addition to the 12 (MCA 37-51-302(6)(a)). Miss them and the endorsement — not the broker license — lapses, expires, and terminates, and a terminated endorsement cannot be reinstated. Inactive broker renewal $45; activate from inactive $45 (ARM 24.210.401). Reinstatement within a license period $50. The endorsement cannot be placed inactive as a way to skip the 4 hours. |
| Recovery fund | No recovery-fund assessment on ARM 24.210.401 or the 12/2025 broker checklist. MCA 37-51-325 E&O is the printed consumer-protection requirement; the 12/2025 checklist lists proof of professional liability and E&O as qualification 7. |
Mistakes that delay applicants
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Treating the broker license as the supervising-broker endorsement
Salespersons cannot hang under a broker who lacks the endorsement. The endorsement is an 8-hour pre-endorsement course plus 4 titled hours a year. Passing the broker exam does not confer it. Missing the 4 hours terminates it with no reinstatement path (ARM 24.210.604).
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Submitting MLS printouts instead of Board transaction sheets
ARM 24.210.611(5): all experience, including transactions, must be presented on Board forms. 12/2025 checklist: "No other form or computer printout will be accepted." Incomplete point math gets an incomplete determination; staff will not advise on allocation.
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Counting own-property deals, unsold listings, or mortgage-broker work
ARM 24.210.611(9)(d)–(f) and (h) strip those out. Teams share one credit per side. Lease caps are five residential and five commercial. Two years of licensure with the wrong kind of production still fails the 30-point test.
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Letting the 60-hour broker course age past 18 months
Salesperson education is 24 months. Broker education is 18 (ARM 24.210.611(9)(a)). The 12-month exam-to-application clock is on top of that. Pearson's 10-year broker authorization does not extend either Board fuse.
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Paying $80 because that is the salesperson original
Broker original is $90 (ARM 24.210.401(4); live broker page). Pearson is still $95 per portion. Waiver applicants who only sit state still pay $95 + $90, not a discounted Board fee.
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Assuming a first-year CE holiday applies to a new broker
ARM 24.210.667 as amended 9/7/2024 does not print a first-renewal exemption. Association pages that still recite a <12-month salesperson waiver are secondary, and they never applied to brokers. Budget 12 hours by October 31, including 4 supervising-broker hours if the endorsement is active.
Reciprocity and recognition
| Partner / path | Accepted exam | Conditions |
|---|---|---|
| No formal bilateral reciprocity is published for this credential. | ||
No sister-state list. ARM 24.210.611(6)–(7): waiver applicant must hold a current active license in good standing and must pass the Montana state examination. 12/2025 out-of-state broker checklist: state-portion results, Board transaction sheets, official license verification from every jurisdiction of any professional license, discipline documents if any, $90. Experience earned in another jurisdiction counts if legally obtained while licensed (611(9)(c)), but it still has to fit the 30-point form. Idaho Brokerage Management 28 + Law 30 is not Montana's 60 without a waiver file.
Renewal and staying active
Same ARM 24.210.667 12-hour year (November 1–October 31) as salespersons. Supervising brokers must include 4 hours of board-approved "Supervising Broker" education inside that 12 (ARM 24.210.604; Board endorsement page). Those 4 hours are not in addition to the 12 (MCA 37-51-302(6)(a)). Miss them and the endorsement — not the broker license — lapses, expires, and terminates, and a terminated endorsement cannot be reinstated.
Late renewal: Inactive broker renewal $45; activate from inactive $45 (ARM 24.210.401). Reinstatement within a license period $50. The endorsement cannot be placed inactive as a way to skip the 4 hours.
Annual renewal window September 1–October 31 (live broker page). HB 276 (2025) address-and-attestation rules apply to every renewal.
Applicant checklist
- Two years as a licensed salesperson (MCA 37-51-302) plus 30 points in 36 months on Board transaction sheets (ARM 24.210.611(9)(b))
- 60-hour broker prelicense ≤18 months old; not the salesperson 70 and not the 8-hour endorsement course
- Pearson broker national and state at 75% ($95 each) ≤12 months old, or state-only if a waiver applicant
- Official license verification from every jurisdiction of any professional license
- Proof of continuous E&O
- $90 original through Accela/POL
- If supervising salespersons: 8-hour Supervising Broker Pre-Endorsement Course, then 4 hours of titled Supervising Broker CE each year
- 12 hours total CE November 1–October 31; renew September 1–October 31, $90 active
How Montana is different
Idaho's associate-broker path is a named 90-hour grid, not Montana's 60-hour / 18-month broker prelicense plus 30 points. Wyoming broker is a different WREC file. South Dakota's entry credential is already broker associate after 116 hours. California broker is eight college-level courses and two years full-time (or a degree) on a DRE-written 200-question exam. Montana keeps the salesperson title, then adds 60 broker hours, a two-year statutory floor, and a 30-point ARM test on Board forms. The supervising-broker endorsement is a third credential none of those neighbor hour-counts capture.
Frequently asked questions
- Does the salesperson 70 count as broker education?
- No. ARM 24.210.611(9)(a) is 60 hours of broker prelicense within 18 months of application, in addition to the salesperson hours (MCA 37-51-302(2)(e)). The 8-hour supervising-broker pre-endorsement course is a third, separate class.
- Is two years as a salesperson enough?
- It is the statutory floor (MCA 37-51-302(2)(c)). ARM 24.210.611(9)(b) also wants 30 points in the last 36 months on Board transaction sheets. The 12/2025 checklist lists both. Two quiet years with no closed deals will not fill 30 transaction points; education, supervision, and educator points can mix in, with the caps in 611(9).
- What is the broker exam shape?
- Same Pearson table as salesperson, priced per portion at $95: national 80 scored / 150 min / 75% (+5 pretest); state 40 scored / 90 min / 75% (+10 pretest). The state outline adds six broker-only items on trust accounts, supervision, place of business, recordkeeping, and closing. Waiver applicants sit state only.
- Does passing the broker exam let me supervise salespersons?
- No. Supervising Broker Endorsement is a separate Board product: 8-hour pre-endorsement course, then 4 hours of titled "Supervising Broker" CE per licensing year inside the 12. No endorsement fee. A terminated endorsement cannot be reinstated (ARM 24.210.604).
- Can I use out-of-state broker experience?
- ARM 24.210.611(9)(c) allows experience legally obtained while licensed in another jurisdiction, scored on the same 30-point form. Waiver applicants with a current active license sit the Montana state exam only (611(6)–(7)) and still file Board transaction sheets and license verifications (12/2025 out-of-state checklist). There is no sister-state reciprocity list.
- What deals do not count toward the 30 points?
- Own-property and deals by an entity you have an interest in, or that employed you as an employee (611(9)(d)). Mortgage-broker-only work (611(9)(e)). Listings that did not sell (611(9)(f)). More than five residential leases or five commercial leases. Team members share one credit total per side (611(9)(h)). Computer printouts in lieu of Board forms (12/2025 checklist).
- Is E&O required of brokers too?
- Yes. MCA 37-51-325 and qualification 7 on the 12/2025 broker checklist. The Board homepage enrolls the group policy. There is no recovery-fund fee on ARM 24.210.401.
Primary Sources
Regulatory requirements on this page are drawn from the official board, statute, and exam-provider materials listed below.
- Montana Board of Realty Regulation
- Real Estate Broker license page ($90 original / $90 renewal / 12-hour CE)
- Broker licensing checklist (updated 12/2025) — $90, 60 hours / 18 months, 30 points, E&O
- Supervising Broker Endorsement
- Pearson VUE Montana handbook #092700 (January 2026)
- ARM 24.210.611 — 60 hours / 18 months; 30-point experience; 12-month exam clock
- ARM 24.210.401 — broker $90 original / $90 active renewal
- ARM 24.210.667 — 12-hour annual CE
- MCA 37-51-302 — two years, 60 additional hours, supervising-broker endorsement
Verified 2026-09-02 · Next scheduled review 2026-12-01