NJ real estate licensing guide
New Jersey
New Jersey is a 75-hour salesperson state with no reciprocity: a licensed-school 75, then PSI $38 on a unified 110-question / 4-hour paper at 70% (77 of 110) — not independently scored national/state portions — then IDEMIA IdentoGO $66.05, a sponsoring broker, and a $160 State Treasurer cart ($100 license + $50 application + $10 Guaranty Fund). Eligibility is one year from the course, not from the pass. Pinelands, Mount Laurel, attorney review, and the Realty Transfer Fee are scored New Jersey items.
Verified 2026-09-02
The New Jersey Real Estate Commission sits inside the Department of Banking and Insurance at 20 West State Street, Trenton, NJ 08625 (PO Box 328 Education / PO Box 474 Licensing). Phone (609) 292-7272. Website dobi.nj.gov. Email relic@dobi.nj.gov. Statute: N.J.S.A. 45:15-1 et seq. and N.J.A.C. 11:5. PSI delivers the exam under the Salesperson, Broker and Instructor Candidate Information Bulletin (test-takers.psiexams.com/njre, (855) 579-4634, bulletin 1667, fetched 2026-09-02). The live Requirements for Licensure page fetched 2026-09-02 is the hour bible: 75-hour prelicensure course at a licensed school for salesperson; 150 hours for broker as a 90-hour general course FIRST plus two 30-hour courses on Agency/Ethics and Office Management, plus three years full-time as a New Jersey salesperson. New Jersey does not have reciprocity with any state. A Pennsylvania 75 is not that 75.
PSI seats a unified 110-item salesperson paper in 4 hours at 70% (77 correct), $38, 5–10 experimental items counting against time. Fail and you sit the whole 110 again. The school imports eligibility; it expires one year from the course, and you must pass AND apply before that date. IDEMIA Live Scan is $66.05 after you pass (Universal Form IDG_NJAPP_051719_V1). The $160 cart is $100 + $50 + $10 Guaranty Fund, payable to the State Treasurer, no personal checks, never mailed to PSI. Two-year CE term: 12 hours including 2 ethics, 1 Fair Housing & NJ Law Against Discrimination, and 1 agency.
Broker is 90 general first, then the two 30s, then a $25 experience-approval filing, then PSI 115 questions / 120 points / 4 hours at 70% (84 correct). $270 cart ($200+$50+$20 Guaranty Fund). New York's 77, Pennsylvania's reciprocal 75, and Delaware's 99 are neighbor comparisons, not New Jersey's thesis. This paper cannot be renamed to another state: there is no reciprocity, the sitting is unified not split, and Pinelands, Mount Laurel, attorney review, and the Realty Transfer Fee are scored items.
Licensing authority
New Jersey Real Estate Commission (Department of Banking and Insurance)
NJREC / DOBI
A commission inside DOBI that licenses salespersons, broker-salespersons, brokers, salesperson-referral licensees, schools, and instructors. Live Requirements for Licensure page (fetched 2026-09-02): salesperson is 18, high school or equivalency, a 75-hour prelicensure course at a licensed school, and the license examination, then apply through a sponsoring broker. New Jersey does not have reciprocity with any state. PSI delivers the sitting ($38). IDEMIA IdentoGO Live Scan is $66.05 after you pass. The $160 salesperson cart is $100 license + $50 application + $10 Guaranty Fund.
N.J.S.A. 45:15-1 et seq. (Real Estate License Act), including §45:15-9 (qualifications) and §45:15-12.1; N.J.A.C. 11:5 (including 11:5-2.1 prelicensure education, 11:5-12.3 / 11:5-12.4 continuing education). PSI New Jersey Real Estate Salesperson, Broker and Instructor Examination Candidate Information Bulletin at test-takers.psiexams.com/njre (bulletin 1667, fetched 2026-09-02). Email relic@dobi.nj.gov. 20 West State Street, PO Box 328, Attn: 7th Floor, Education Bureau, Applications, Trenton, NJ 08625-0328 (Licensing Services Bureau, Real Estate: PO Box 474, Trenton, NJ 08625-0474) (609) 292-7272
Official commission siteLicense types in New Jersey
-
New Jersey Real Estate Salesperson License
75 hours at a licensed New Jersey real estate school · PSI Services (test-takers.psiexams.com/njre; (855) 579-4634; bulletin 1667). $38. Unified paper — not Pearson, not a split retake. Remote or in-person.
Verified 2026-09-02
-
New Jersey Real Estate Broker License
150 hours: 90-hour general real estate course FIRST, then 30-hour Agency/Ethics and 30-hour Office Management and related topics · PSI after NJREC experience approval and Certificate of Examination Eligibility. Same URL and $38. Sit the broker 115-item paper, not the salesperson 110.
Verified 2026-09-02
Next steps
Budget
Verified state fees
Application, exam, and fingerprint fees we could confirm. School tuition is not estimated.
Mobility
Reciprocity, endorsement, recognition
Mutual recognition, endorsement, Act 41, and the states that waive nothing.
Testing
National vs state portions
Pearson VUE, PSI, DRE, and DOS — and what actually fails people.